1. Multiple Creditors Provisions: Required when settlement involves multiple creditors, detailing priority and distribution of payments

2. Security Provisions: Include when the settlement is secured against assets

3. Third-Party Guarantor: Required when a guarantor is providing additional security for the settlement

4. Confidentiality: Optional clause for keeping settlement terms private

5. Tax Implications: Include when debt forgiveness may have tax consequences for either party

6. Dispute Resolution: Optional detailed procedure for handling disputes, beyond standard court jurisdiction

7. Early Payment Provisions: Include when early payment discounts or provisions are offered

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment amounts and dates

2. Schedule 2 - Original Debt Documentation: List and copies of original debt agreements and statements

3. Schedule 3 - Asset Schedule: If relevant, list of any assets used as security

4. Appendix A - Statement of Affairs: Current financial position of the debtor

5. Appendix B - Creditor Confirmation: Written confirmation from each creditor agreeing to the settlement terms

6. Appendix C - Payment Methods: Detailed instructions for making payments, including bank details or other payment mechanisms