This Loan Contract template is specifically designed for lending transactions governed by Indonesian law. It serves as a comprehensive legal instrument for documenting financial arrangements between lenders and borrowers, whether in a corporate or individual context. The contract incorporates mandatory provisions required by the Indonesian Civil Code (KUHPerdata) and Financial Services Authority (OJK) regulations, including specific requirements for interest rate disclosure, borrower protections, and security arrangements. It is particularly useful for banks, financial institutions, and businesses engaging in lending activities within Indonesia, providing necessary clauses for both secured and unsecured loans while ensuring regulatory compliance with local financial services laws and anti-money laundering regulations.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Parties: Identification of lender and borrower with complete legal names, addresses, and registration details as required under Indonesian law
2. Background: Context of the loan agreement and relationship between parties
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the principal amount, currency, and intended use of the loan
5. Interest Rate: Interest rate, calculation method, and payment schedule in compliance with BI regulations
6. Disbursement: Conditions precedent and process for loan disbursement
7. Repayment Terms: Payment schedule, method, and currency of repayment
8. Representations and Warranties: Standard declarations by the borrower regarding their legal and financial status
9. Borrower's Covenants: Positive and negative obligations of the borrower during the loan term
10. Events of Default: Circumstances constituting default and consequences thereof
11. Taxes: Treatment of taxes and duties related to the loan
12. Notices: Communication procedures between parties
13. Governing Law: Confirmation of Indonesian law as governing law
14. Dispute Resolution: Process for resolving disputes, including jurisdiction and venue
1. Security: Details of collateral or security arrangements - required for secured loans only
2. Guarantor Provisions: Terms applicable to guarantors - included when there are third-party guarantors
3. Insurance: Insurance requirements for secured assets - required for loans with collateral
4. Assignment and Transfer: Rights to assign or transfer the loan - included for transferable loans
5. Prepayment Terms: Conditions for early repayment - optional based on loan type
6. Currency Conversion: Terms for foreign currency loans - required for non-IDR loans
7. Change of Circumstances: Provisions for material changes in law or circumstances - recommended for long-term loans
8. Electronic Execution: Provisions for electronic signing - required if electronic execution is contemplated
1. Repayment Schedule: Detailed amortization table showing payment dates and amounts
2. Security Details: Comprehensive description of any collateral or security arrangements
3. Conditions Precedent: List of documents and conditions required before disbursement
4. Form of Disbursement Request: Template for requesting loan disbursement
5. Form of Promissory Note: Standard form of promissory note if required
6. KYC Documentation: List of required customer due diligence documents
7. Fees and Charges: Detailed breakdown of all applicable fees and charges
Find the exact document you need
Nurse Practitioner Employment Contract
An Indonesian-law governed employment contract for nurse practitioners, addressing both standard employment terms and specialized healthcare practice requirements.
Download
Non Compete Agreement Hiring Employees
An Indonesian law-governed agreement restricting an employee's post-employment competitive activities, balancing employer protection with employee rights.
Download
Non Binding Contract
A non-binding contract under Indonesian law that outlines intended business arrangements while explicitly maintaining no legal obligations between parties.
Download
Non Binding Agreement
An Indonesian law-compliant preliminary agreement outlining intended cooperation between parties while maintaining a non-binding status.
Download
Business Agreement
An Indonesian law-governed agreement establishing business relationships between parties, incorporating local legal requirements and commercial terms.
Download
Private Tenancy Agreement
An Indonesian law-governed agreement establishing terms and conditions for residential property rental between landlord and tenant.
Download
Common Agreement
A fundamental contract template governed by Indonesian law, establishing binding obligations between parties while ensuring compliance with local legal requirements.
Download
Professional Services Agreement
An Indonesian law-governed agreement establishing terms for professional services delivery, including scope, payment, and service provider obligations.
Download
On Hire Labour Agreement
An Indonesian law-governed agreement establishing employment terms between a labor hire company, worker, and host company.
Download
Written Agreement
A formal Written Agreement compliant with Indonesian law that establishes legally binding obligations between parties under Indonesian jurisdiction.
Download
Simple Agreement
A basic contractual agreement template compliant with Indonesian law, designed for straightforward business arrangements.
Download
Side Agreement
An Indonesian law-governed supplementary agreement that modifies or clarifies terms of an existing main agreement, requiring compliance with local language and legal requirements.
Download
Official Employment Contract
Indonesian law-compliant employment contract establishing formal employment terms and conditions under Law No. 13 of 2003 (Manpower Law).
Download
Non Hire Agreement
An Indonesian law-governed agreement preventing parties from hiring each other's employees, including specific restrictions and compliance with local labor laws.
Download
Non Fixed Term Employment Contract
Indonesian law-governed permanent employment agreement establishing terms and conditions of employment in compliance with local labor laws.
Download
Incorporation Agreement
An Indonesian law-governed agreement establishing a new company's structure, ownership, and governance framework under Law No. 40 of 2007.
Download
Boilerplate Agreement
A standardized agreement template compliant with Indonesian law, providing essential contractual elements with bilingual provisions.
Download
Amended Contract
An amended contract under Indonesian law that modifies existing contractual arrangements while ensuring compliance with local legal requirements.
Download
Tooling Agreement
An Indonesian law-governed agreement establishing terms for industrial tooling supply, manufacture, or use, aligned with local industrial regulations and international standards.
Download
Representation Agreement
An Indonesian law-governed agreement establishing and regulating the relationship between a principal company and its appointed representative, defining representation rights and obligations.
Download
Provisional Agreement
An Indonesian law-compliant temporary contractual arrangement establishing interim rights and obligations between parties pending a permanent agreement or specific event completion.
Download
Preliminary Agreement
An Indonesian law-governed preliminary agreement establishing framework terms for business negotiations and protecting parties' interests during discussion phase.
Download
Offer Of Employment Contract
An Indonesian employment contract that establishes employment terms and conditions in compliance with Indonesian labor law.
Download
Marketing Manager Employment Contract
An Indonesian law-compliant employment contract for Marketing Manager positions, outlining key terms, conditions, and responsibilities.
Download
Common Terms Agreement
Indonesian law-governed Common Terms Agreement establishing principal terms for syndicated lending arrangements, incorporating mandatory local law requirements and banking regulations.
Download
Nanny Employment Contract
An Indonesian law-compliant employment contract establishing terms and conditions for nanny services in private households.
Download
Tenancy Contract
An Indonesian law-governed agreement establishing property rental terms and conditions between landlord and tenant, compliant with the Indonesian Civil Code and property regulations.
Download
Preliminary Contract
An Indonesian law-governed pre-agreement document that establishes binding preliminary terms while parties negotiate a definitive agreement.
Download
Catering Contract
An Indonesian law-governed catering services agreement establishing terms and conditions for food service provision while ensuring compliance with local regulations.
Download
Lease Agreement
An Indonesian law-governed agreement establishing terms and conditions for property rental, defining rights and obligations of lessor and lessee.
Download
Security Agreement Form
An Indonesian law-governed agreement creating security interests over assets to secure financial obligations, compliant with Indonesian security and fiduciary laws.
Download
Business Cooperation Agreement
An Indonesian law-governed agreement establishing terms and conditions for business cooperation between multiple parties, ensuring regulatory compliance and mutual business interests.
Download
Local Employment Contract
An Indonesian law-compliant employment agreement for hiring local employees, incorporating all mandatory provisions under Indonesian labor legislation.
Download
Mutual Separation Agreement Employment
An Indonesian law-governed agreement documenting mutually agreed employment termination terms between employer and employee, including statutory entitlements and obligations.
Download
Head Of Terms Agreement
A preliminary agreement under Indonesian law outlining key commercial terms and understanding between parties for a proposed transaction, serving as a framework for future definitive agreements.
Download
New Employment Contract For Existing Employees
Indonesian law-governed employment contract template for updating terms with existing employees, compliant with current labor regulations.
Download
Business Contract
An Indonesian law-governed business contract establishing commercial relationships between business entities, ensuring compliance with local regulations and commercial practices.
Download
Work Agreement
An Indonesian law-compliant employment agreement establishing terms and conditions of employment, including statutory rights and obligations.
Download
White Label Agreement
An Indonesian law-governed agreement establishing terms for manufacturing products under another company's brand name, including quality, IP rights, and regulatory compliance.
Download
Volunteer Contract
An Indonesian law-governed agreement establishing the terms and conditions between an organization and a volunteer, ensuring compliance with local volunteer regulations.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)