1. Security: Used when there are any forms of quasi-security such as negative pledges

2. Insurance: Include when requiring the borrower to maintain specific insurance coverage

3. Financial Covenants: Add for business borrowers where financial ratios need to be maintained

4. Guarantee: Include when a third party guarantees the loan

5. Early Repayment: Include if early repayment is permitted and any associated fees

6. Assignment and Transfer: Include if either party may assign their rights under the agreement

7. Information Undertakings: Add for business borrowers requiring regular financial reporting

8. Data Privacy Consent: Include detailed privacy terms if extensive personal data processing is involved

1. Schedule 1 - Repayment Schedule: Detailed breakdown of repayment dates and amounts

2. Schedule 2 - Form of Drawdown Notice: Standard form for requesting loan disbursement

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Fee Schedule: Breakdown of all applicable fees and charges

5. Appendix A - Standard Form of Notice: Template for formal notices between parties

6. Appendix B - Specimen Signatures: Authorized signatures for both parties