1. Insurance: Requirements for insurance of goods during the installment period, used when goods are of high value

2. Security Interest: Creation of security interest in the goods, used for high-value transactions

3. Maintenance and Use: Requirements for maintenance and permitted use of goods, important for complex equipment

4. Assignment: Rights and restrictions regarding assignment of the agreement, used when assignment might be contemplated

5. Personal Guarantees: Guarantee provisions when additional security is required from individuals

6. Interest and Late Payment Charges: Additional charges for late payment, subject to Money Lenders Ordinance

7. Return and Exchange: Terms for returns or exchanges, important for retail consumer goods

1. Schedule 1 - Description of Goods: Detailed specification of goods including model numbers, serial numbers, and features

2. Schedule 2 - Payment Schedule: Detailed breakdown of installment payments including dates and amounts

3. Schedule 3 - Delivery Details: Specific delivery instructions, locations, and timeframes

4. Schedule 4 - Condition Report: Initial condition of goods at time of sale, particularly for used items

5. Schedule 5 - Warranty Terms: Detailed warranty terms and conditions

6. Appendix A - Required Documentation: List of documents required from parties, such as ID proof and financial information

7. Appendix B - Return Procedures: Detailed procedures for returns or exchanges if applicable