Debenture Loan Agreement for Hong Kong

Debenture Loan Agreement Template for Hong Kong

A comprehensive legal document governed by Hong Kong law that combines a loan agreement with security provisions, creating a fixed and floating charge over the borrower's assets. The agreement details the terms of borrowing, including loan amount, interest rates, and repayment terms, while simultaneously establishing security interests over the borrower's assets to protect the lender's interests. It incorporates specific requirements under Hong Kong's Companies Ordinance for registration of charges and compliance with local security creation and enforcement mechanisms.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Debenture Loan Agreement

Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc

What is a Debenture Loan Agreement?

The Debenture Loan Agreement is a crucial financing document used in Hong Kong when a company seeks to obtain secured financing while providing comprehensive security over its assets. This document type is particularly relevant in corporate lending scenarios where the lender requires robust security arrangements. It combines traditional loan agreement elements with security creation provisions, establishing both fixed and floating charges over the borrower's assets. The agreement must comply with Hong Kong's Companies Ordinance requirements for charge registration and security creation, making it distinct from similar documents in other jurisdictions. It's commonly used in both bilateral and syndicated lending arrangements, and can accommodate various security structures including security trustee arrangements for multiple lenders.

What sections should be included in a Debenture Loan Agreement?

1. Parties: Identification of the lender, borrower, and any security trustee or other relevant parties

2. Background: Context of the loan arrangement and purpose of the agreement

3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement

4. The Facility: Details of the loan amount, purpose, and drawdown conditions

5. Interest and Fees: Interest rate, calculation methods, default interest, and applicable fees

6. Repayment Terms: Repayment schedule, prepayment provisions, and payment mechanics

7. Security Creation: Creation and terms of the security interest over the charged assets

8. Representations and Warranties: Statements of fact and assurances given by the borrower

9. Covenants: Positive and negative obligations of the borrower during the loan term

10. Events of Default: Circumstances constituting default and consequences thereof

11. Enforcement: Rights and remedies of the lender upon default

12. Assignments and Transfers: Provisions regarding transfer of rights and obligations

13. Notices: Communication requirements and contact details

14. Governing Law and Jurisdiction: Choice of Hong Kong law and jurisdiction provisions

What sections are optional to include in a Debenture Loan Agreement?

1. Security Trustee Provisions: Required when there are multiple lenders and a security trustee structure

2. Intercreditor Provisions: Required when there are multiple creditors with different priorities

3. Guarantee: Include when there are guarantors securing the loan obligations

4. Insurance: Detailed insurance requirements for specific types of charged assets

5. Tax Gross-up and Indemnities: Enhanced tax provisions for cross-border transactions

6. Increased Costs: Provisions for regulatory changes affecting lender's costs

7. Set-off Rights: Additional set-off provisions for banks or financial institutions

8. Currency Provisions: Required for multi-currency facilities or foreign currency loans

What schedules should be included in a Debenture Loan Agreement?

1. Schedule 1 - Conditions Precedent: List of documents and conditions required before drawdown

2. Schedule 2 - Form of Drawdown Request: Template for borrower to request loan disbursement

3. Schedule 3 - Charged Assets: Detailed description of assets subject to the security interest

4. Schedule 4 - Repayment Schedule: Detailed payment dates and amounts if term loan

5. Schedule 5 - Form of Transfer Certificate: Template for transferring loan participations

6. Schedule 6 - Notices and Contact Details: Detailed contact information for all parties

7. Appendix A - Form of Security Registration Documents: Templates for filing security at Companies Registry

8. Appendix B - Facility Letter Terms: Reference to or incorporation of facility letter terms if applicable

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Hong Kong

Publisher

Genie AI

Document Type

Security Agreement

Cost

Free to use
Relevant legal definitions
Clauses
Relevant Industries

Banking

Financial Services

Real Estate

Manufacturing

Trading

Construction

Retail

Technology

Infrastructure

Energy

Transportation

Healthcare

Hospitality

Mining

Agriculture

Relevant Teams

Legal

Finance

Treasury

Compliance

Risk Management

Corporate Secretarial

Credit

Corporate Finance

Operations

Documentation

Relevant Roles

Chief Financial Officer

Finance Director

Legal Counsel

Corporate Lawyer

Compliance Officer

Treasury Manager

Credit Risk Manager

Loan Officer

Security Trustee Officer

Company Secretary

Financial Controller

Banking Relationship Manager

Corporate Finance Manager

Risk Manager

Transaction Manager

Industries
Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

OLA Service Level Agreement

A Hong Kong law-governed service level agreement defining performance standards and metrics for Ola's ride-hailing services.

find out more

Nda (Technology)

Hong Kong law-governed NDA designed for protecting technical and technological confidential information, suitable for both established companies and startups.

find out more

General Risk Assessment Form

A structured workplace safety assessment tool compliant with Hong Kong's occupational safety regulations, used for identifying and managing workplace risks.

find out more

Overloan Agreement

A Hong Kong law-governed agreement establishing terms for extending credit beyond existing facility limits, including repayment terms and security arrangements.

find out more

Critical SLA

A Hong Kong law-governed Critical Service Level Agreement defining essential service commitments and performance standards for mission-critical services.

find out more

Securities Purchase Agreement

A Hong Kong law-governed agreement documenting the terms and conditions for the purchase and sale of securities, ensuring compliance with local securities regulations.

find out more

Personal Data Processing Agreement

Hong Kong law-governed agreement setting out terms for processing personal data, ensuring PDPO compliance and data protection safeguards.

find out more

Third Party Risk Assessment

A risk assessment framework for third-party relationships compliant with Hong Kong regulations and international standards.

find out more

Stock Photo License

A Hong Kong law-governed agreement for licensing and using stock photographs, establishing usage rights, restrictions, and fees.

find out more

Share Sale Deed

A Hong Kong law-governed deed for the sale and transfer of shares between parties, detailing all terms and conditions of the transaction.

find out more

Personal Loan Repayment Agreement

A Hong Kong law-governed agreement setting out terms and conditions for personal loan repayment, including loan amount, interest, and repayment schedule.

find out more

Third Party Payment Contract

A Hong Kong-governed agreement establishing terms for third-party payment processing arrangements, including regulatory compliance and operational procedures.

find out more

Convertible Note Contract

A Hong Kong law-governed agreement documenting terms of a debt investment that can convert into company equity, typically used in startup funding rounds.

find out more

Business Sales Agreement Form

A Hong Kong law-governed agreement establishing terms for business-to-business sales transactions.

find out more

Model Form Contract

A standardized contract template governed by Hong Kong law, designed for commercial relationships and adaptable to various business arrangements.

find out more

Global Collateral Account Control Agreement

A Hong Kong law-governed agreement establishing control rights over global collateral accounts, defining the relationships between account holder, secured party, and account bank.

find out more

Deposit On Purchase Agreement

A Hong Kong law-governed agreement that establishes terms for property purchase deposits, including payment conditions, forfeiture rules, and completion requirements.

find out more

Security Logging Policy

An internal policy document establishing system logging requirements and procedures compliant with Hong Kong regulations and cybersecurity guidelines.

find out more

Platform SLA

A Hong Kong law-governed Service Level Agreement defining performance standards and operational commitments for platform services.

find out more

Pledge Note

A Hong Kong law-governed security document creating a pledge over specified assets to secure underlying obligations.

find out more

Real Estate Sales Contract For Sale By Owner

A Hong Kong law-governed real estate sales contract for direct property transactions between owners and buyers, without agent involvement.

find out more

Collateral Account Control Agreement

A Hong Kong law agreement establishing control over a deposit account as collateral security, between an account holder, secured party, and deposit bank.

find out more

Collateral Account Agreement

A Hong Kong law-governed agreement establishing security over a bank account and its contents, detailing account control and enforcement rights.

find out more

Security Service Termination Letter

A formal notice under Hong Kong law to terminate security service arrangements between a provider and client, including termination terms and transition requirements.

find out more

Convertible Bond Subscription Agreement

A Hong Kong law-governed agreement setting out terms for investing in convertible bonds, including subscription details and conversion rights.

find out more

Key Employee Agreement

Hong Kong-governed employment agreement for senior executives and key employees, including comprehensive terms and protections for both parties.

find out more

Bank Account Pledge Agreement

A Hong Kong law-governed agreement creating security over bank accounts in favor of a lender/security agent to secure financial obligations.

find out more

Collateral Management Agreement

A Hong Kong law-governed agreement establishing terms for managing collateral arrangements between financial institutions, including custody, valuation, and enforcement rights.

find out more

Convertible Notes Agreement

A Hong Kong law-governed agreement establishing terms for a debt investment that can convert into company equity, including conversion mechanisms and investor protections.

find out more

Convertible Agreement Regarding Equity

A Hong Kong law-governed agreement providing investors with rights to future equity in startups, typically used for early-stage funding.

find out more

Intercompany Trademark License Agreement

A Hong Kong law-governed agreement for licensing trademarks between companies within the same corporate group, establishing usage terms and compliance requirements.

find out more

Informal Rental Agreement

A simplified residential rental agreement template compliant with Hong Kong law, designed for straightforward property rental arrangements.

find out more

Debenture Loan Agreement

A Hong Kong law-governed agreement combining loan provisions with security arrangements over company assets, creating fixed and floating charges to secure the borrower's obligations.

find out more

Convertible Debenture Agreement

A Hong Kong law-governed agreement establishing a debt instrument that can be converted into company shares, detailing loan terms and conversion mechanisms.

find out more

Collateral Security Agreement

A Hong Kong law-governed agreement creating security interests over specified collateral to secure defined obligations, including enforcement and perfection mechanisms.

find out more

Commercial Photography Contract

A Hong Kong-governed contract establishing terms and conditions for commercial photography services, including usage rights and deliverables.

find out more

Promissory Note And Deed Of Trust

A Hong Kong law-governed instrument combining a promissory note with trust arrangements to secure debt obligations and manage associated assets.

find out more

Credit And Collection Letter

A formal payment demand document used in Hong Kong to request settlement of outstanding debts, compliant with local financial and privacy regulations.

find out more

Contract Of Sale Of Motor Vehicle

A Hong Kong-governed agreement for the sale and transfer of ownership of a motor vehicle, including essential terms and conditions under local law.

find out more

Collateral Sharing Agreement

A Hong Kong law-governed agreement establishing arrangements between multiple creditors for sharing and managing common security interests and collateral.

find out more
See more related templates

Genie’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; Genie’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it

2 Docs LeftAccess Now