UCC Article 9: Uniform Commercial Code Article 9 governing secured transactions, which is crucial for assignments involving secured loans and the transfer of security interests

UCC Article 3: Uniform Commercial Code Article 3 covering negotiable instruments, which may be relevant if the loan involves promissory notes

UCC Article 2: Uniform Commercial Code Article 2 on sales, which may have relevant principles for the transfer of rights

Truth in Lending Act: Federal law requiring disclosure of credit terms and protecting consumers in credit transactions

Fair Credit Reporting Act: Federal law regulating the collection and use of consumer credit information

Fair Debt Collection Practices Act: Federal law establishing legal protection from abusive debt collection practices

CFPB Regulations: Consumer Financial Protection Bureau regulations governing consumer financial products and services

State Contract Laws: State-specific laws governing contract formation, enforcement, and interpretation

State Usury Laws: State-specific laws regulating maximum interest rates and related loan terms

State Assignment Regulations: State-specific rules governing the assignment and transfer of contractual rights

State Consumer Protection Laws: State-specific laws designed to protect consumers in financial transactions

Notice Requirements: Legal requirements for notifying the original borrower of the loan assignment

Consent Requirements: Any necessary consents required from original parties for the assignment to be valid

Recording Requirements: Legal requirements for recording or filing the assignment, particularly relevant for secured loans

Common Law Assignment Rules: Traditional legal principles governing the assignment of rights and delegation of duties