Financial Services and Markets Act 2000: Primary legislation that regulates financial services and markets in the UK, establishes the regulatory framework, and defines regulated activities requiring authorization

Consumer Credit Act 1974: Governs consumer credit relationships, including consumer protection provisions, credit agreement requirements, and statutory cooling-off periods

Consumer Rights Act 2015: Sets out unfair terms provisions, transparency requirements, and consumer protection measures for contracts with consumers

FCA Regulations: Regulatory framework set by the Financial Conduct Authority covering authorization requirements, conduct of business rules, and client money rules

Money Laundering Regulations 2017: Establishes requirements for due diligence, risk assessment procedures, and record keeping in financial transactions

English Contract Law Principles: Common law principles governing contract formation including offer, acceptance, consideration, intention to create legal relations, and capacity to contract

Data Protection Act 2018: UK implementation of GDPR, covering data processing requirements, privacy provisions, and data security measures in financial agreements

Unfair Contract Terms Act 1977: Regulates the limitations on exclusion clauses, establishes reasonableness test, and governs business-to-business contractual relationships