Employment Rights Act 1996: Primary legislation governing employment relationships, particularly relevant for wage deductions and financial arrangements between employer and employee. Requires explicit written consent for any deductions from wages.

Consumer Credit Act 1974: Regulates credit agreements, particularly relevant for loans exceeding £140. Sets requirements for credit agreements and interest rate regulations in employment context.

National Minimum Wage Act 1998: Ensures that loan repayment arrangements cannot reduce employee's pay below the national minimum wage and protects basic earnings.

Limitation Act 1980: Establishes statutory time limits for recovering debts and legal claims regarding loan repayments.

GDPR and Data Protection Act 2018: Governs the handling and protection of personal financial information and privacy considerations in loan arrangements.

Financial Services and Markets Act 2000: Sets out regulations around financial arrangements, including interest rates and terms for loans.

Equality Act 2010: Ensures loan repayment terms are non-discriminatory and employees are treated fairly regardless of protected characteristics.

Contract Law Principles: Common law principles governing formation and enforcement of contracts, including requirements for valid agreements and terms.

Tax Regulations: Considerations for potential benefit in kind implications and tax treatment of employee loans and repayment arrangements.