Consumer Credit Act 1974: Primary legislation governing consumer credit agreements. Relevant if the loan is made to a consumer rather than a business.

Financial Services and Markets Act 2000: Key legislation regulating financial services and markets in the UK, establishing regulatory framework for financial activities.

Contracts (Rights of Third Parties) Act 1999: Legislation governing how third parties may enforce terms of a contract, relevant for any guarantors or security arrangements.

Limitation Act 1980: Sets statutory time limits for bringing legal actions, important for enforcement of loan terms.

Financial Conduct Authority Regulations: Regulatory framework overseeing financial services and consumer protection in the UK financial sector.

Consumer Rights Act 2015: Legislation protecting consumer rights, relevant if the loan agreement is with a consumer.

Common Law Contract Principles: Fundamental principles including offer, acceptance, consideration, and intention to create legal relations.

Money Laundering Regulations 2017: Regulations requiring due diligence and verification procedures in financial transactions.

GDPR and Data Protection Act 2018: Laws governing the handling and protection of personal data in the loan agreement process.

Unfair Contract Terms Act 1977: Legislation preventing the use of unfair terms in contracts, particularly relevant in consumer agreements.

Income Tax Legislation: Tax implications of interest-free loans, particularly relevant for connected party transactions.

Transfer Pricing Rules: Rules governing transactions between connected parties to ensure they are conducted at arm's length.