An Insurance Certificate Of Liability is a crucial document required in numerous business contexts to demonstrate proof of insurance coverage. It is issued in accordance with English and Welsh law and provides essential information about the insured's liability coverage, including policy numbers, coverage limits, and effective dates. This certificate is commonly requested by clients, landlords, or regulatory bodies to verify adequate insurance coverage is in place. The document must comply with relevant legislation including the Insurance Act 2015 and FCA requirements.
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1. Certificate Information: Basic details including certificate number, date of issue, and renewal date
2. Insured Details: Full name and address of the insured party
3. Policy Details: Policy number, type of coverage, and period of insurance
4. Coverage Details: Specific risks covered and liability limits
5. Insurer Details: Name and contact information of the insurance provider
1. Additional Insured Parties: Section used when multiple parties are covered under the policy, including details of each additional insured
2. Special Conditions: Section detailing any specific conditions, exclusions or non-standard terms that apply to the policy
3. Territorial Limits: Section specifying the geographic scope of coverage and any territorial restrictions
1. Schedule of Insureds: Detailed list of all covered parties when multiple parties are insured
2. Schedule of Properties: List of covered properties or locations if applicable to the policy
3. Endorsements: Any modifications or additions to the standard coverage terms
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