A House Contract serves as the primary legal instrument for residential real estate transactions in the United States. This document is essential when transferring ownership of residential property from seller to buyer, detailing all aspects of the transaction including price, payment terms, contingencies, and closing requirements. The House Contract must incorporate various federal regulations such as the Fair Housing Act and RESPA, while also adhering to state-specific property laws and local ordinances. It provides protection for all parties involved and serves as the definitive record of the agreement's terms and conditions.
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1. Parties: Identification of buyer and seller with full legal names and addresses
2. Background: Context of the sale and basic property information
3. Definitions: Key terms used throughout the agreement
4. Property Description: Legal description and address of the property
5. Purchase Price: Amount and payment terms
6. Closing Terms: Date, location, and requirements for closing
7. Representations and Warranties: Statements of fact by both parties regarding the property and transaction
8. Title and Ownership: Terms regarding transfer of title and ownership rights
9. Default and Remedies: Consequences of breach and available remedies
10. Governing Law: Specification of applicable state law and jurisdiction
1. Financing Contingency: Terms related to buyer obtaining mortgage financing
2. Inspection Contingency: Terms related to property inspection and buyer's rights
3. Sale of Existing Home Contingency: Conditions related to buyer selling current home before closing
4. HOA Provisions: Terms related to homeowners association if applicable
5. Tenant Rights: Provisions regarding existing tenants if property is currently rented
1. Schedule A - Property Inventory: Detailed list of included fixtures and personal property
2. Schedule B - Seller's Disclosure Statement: Required disclosures about property condition and known issues
3. Schedule C - Lead-Based Paint Disclosure: Mandatory disclosure for properties built before 1978
4. Schedule D - Title Documents: Title report and related documentation
5. Schedule E - Inspection Reports: Results of property inspections and environmental assessments
Relevant legal definitions
Agreement
Business Day
Closing
Closing Date
Deposit
Earnest Money
Effective Date
Escrow Agent
Fixtures
Property
Purchase Price
Seller's Disclosure Statement
Title Company
Title Insurance
Transfer Documents
Permitted Exceptions
Contingencies
Due Diligence Period
Inspection Period
Personal Property
Real Property
Settlement Statement
Survey
Deed
Encumbrances
Default
Force Majeure
Marketable Title
Prorations
Representations and Warranties
Clauses
Property Description
Purchase Price
Payment Terms
Deposit
Due Diligence
Property Inspection
Title and Survey
Financing
Seller Representations
Buyer Representations
Closing Conditions
Property Condition
Risk of Loss
Default and Remedies
Property Transfer
Prorations and Adjustments
Contingencies
Warranties
Insurance
Environmental Matters
Notices
Assignment
Survival
Dispute Resolution
Force Majeure
Governing Law
Severability
Entire Agreement
Time of Essence
Counterparts
Relevant Industries
Relevant Teams
Relevant Roles
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