Consumer Credit Act 1974: Primary legislation governing consumer credit agreements and debt repayment in the UK. Essential for structuring repayment terms if the debt involves consumer credit.

Limitation Act 1980: Sets out the time limits within which different types of debt can be recovered. Important for verifying the enforceability of the debt being repaid.

Consumer Rights Act 2015: Provides framework for consumer protection and fair contract terms, particularly relevant if the original debt relates to consumer transactions.

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services in the UK, including debt management and credit services.

FCA Regulations (CONC): Financial Conduct Authority's Consumer Credit Sourcebook providing detailed rules for consumer credit and debt collection practices.

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including in debt collection and repayment arrangements.

Consumer Protection (Amendment) Regulations 2014: Provides additional consumer protection measures and remedies against unfair trading practices.

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, ensuring balance between parties in debt repayment agreements.

Late Payment of Commercial Debts (Interest) Act 1998: Governs interest charges on commercial debt and sets statutory interest rates for late payments in business transactions.

Credit Services Regulations 2010: Regulates credit services and debt management services, ensuring proper conduct in debt arrangements.

UK GDPR: Governs the processing and protection of personal data in the UK, relevant for handling debtor's personal information.

Data Protection Act 2018: UK's implementation of data protection requirements, complementing UK GDPR in protecting personal information.

County Courts Act 1984: Provides framework for civil court proceedings and statutory interest rates applicable to judgment debts.