The Corporate Loan Agreement is a fundamental document in commercial financing, used when businesses require substantial funding for various purposes such as expansion, working capital, or acquisitions. This agreement, governed by the laws of England and Wales, provides a comprehensive framework for the lending relationship, incorporating both mandatory regulatory requirements and commercial terms agreed between the parties. The document typically includes detailed provisions on facility terms, drawdown mechanisms, repayment structures, and borrower obligations, while ensuring compliance with UK banking regulations and corporate law. It's particularly crucial for establishing clear rights and obligations of all parties involved, managing risk, and providing enforcement mechanisms in case of default.

1. Parties: Identification of lender(s) and borrower(s), including registered addresses and company numbers

2. Background: Contextual information about the loan purpose and arrangement

3. Definitions and Interpretation: Key terms used throughout the agreement and rules for interpretation

4. The Facility: Details of the loan amount, purpose, and availability

5. Conditions Precedent: Conditions that must be satisfied before drawdown

6. Repayment: Terms of repayment including schedule and methods

7. Interest: Interest rate, calculation methods, and payment terms

8. Representations and Warranties: Statements of fact and assurances given by the borrower

9. Covenants: Ongoing obligations of the borrower during the loan term

10. Events of Default: Circumstances that would trigger default and remedies

11. Boilerplate Provisions: Standard legal provisions including notices, amendments, and governing law