Law of Property Act 1925: Fundamental legislation governing property transactions, defines legal estates and interests in land, and sets out requirements for mortgages

Land Registration Act 2002: Covers requirements for registration of mortgages, priority of mortgages, and protection of interests

Financial Services and Markets Act 2000: Establishes regulatory framework for mortgage lending and consumer protection provisions

Consumer Credit Act 1974: Applies to regulated credit agreements and sets consumer protection requirements in mortgage contexts

Mortgage Credit Directive Order 2015: EU-derived regulations maintaining relevance post-Brexit, focusing on consumer protection in mortgage lending

Land Registration Rules 2003: Details procedural requirements for registration, including forms and documentation requirements

Data Protection Act 2018 and UK GDPR: Governs protection of personal information and data processing requirements in mortgage transactions

Human Rights Act 1998: Ensures right to peaceful enjoyment of property and protection from discrimination

Equality Act 2010: Mandates prevention of discrimination in lending and fair treatment requirements

Mental Capacity Act 2005: Addresses consideration of capacity to consent and requirements for representatives in mortgage agreements