Consumer Credit Act 1974: Primary legislation governing credit agreements, potentially applicable to business lending in certain circumstances, particularly for sole traders or small partnerships

Financial Services and Markets Act 2000: Principal legislation for financial services regulation in the UK, establishing regulatory framework and requirements for financial activities

Companies Act 2006: Core company law legislation affecting corporate borrowers, including corporate capacity and authority to borrow

Unfair Contract Terms Act 1977: Legislation controlling unfair terms in business contracts, particularly relevant for exclusion clauses and limitations of liability

Enterprise Act 2002: Legislation affecting business restructuring and insolvency provisions in finance agreements

FCA Handbook: Regulatory requirements for FCA-regulated lenders, including conduct of business rules and customer treatment

Consumer Credit Sourcebook (CONC): Detailed regulations for consumer credit activities, may be relevant for business lending in certain circumstances

Banking Conduct of Business Sourcebook (BCOBS): Regulatory requirements for banking activities including accepting deposits and lending

Late Payment of Commercial Debts (Interest) Act 1998: Legislation governing interest on late payments in commercial transactions

Money Laundering Regulations 2017: Anti-money laundering requirements affecting customer due diligence and monitoring obligations

Data Protection Act 2018: UK data protection legislation implementing and supplementing GDPR requirements for handling personal data

Financial Services Act 2021: Recent legislation updating financial services regulatory framework post-Brexit

Small Business, Enterprise and Employment Act 2015: Legislation affecting small business finance and regulation

Contract Law Principles: Common law principles governing formation, interpretation, and enforcement of contracts

Security and Guarantees Principles: Common law and equitable principles governing security arrangements and guarantees in finance agreements

Equitable Principles - Charges and Mortgages: Principles governing the creation and enforcement of security interests in finance agreements