Equality Act 2010: Primary legislation ensuring non-discrimination in employment applications and workplace practices. Application letter must avoid any discriminatory language or content.

Data Protection Act 2018 and UK GDPR: Legislation governing how personal data should be handled and protected when submitting and processing job applications.

Financial Services and Markets Act 2000: Core legislation governing financial services in the UK, setting out regulatory framework that potential credit officers need to be aware of.

Financial Services Act 2021: Updated legislation for financial services, including amendments to regulatory framework post-Brexit that credit officers should understand.

FCA Requirements: Guidelines and requirements set by the Financial Conduct Authority that regulate conduct in financial services roles, including credit officers.

Financial Services Skills Council Requirements: Professional qualification requirements and standards for individuals working in financial services sector.

Banking Act 2009: Legislation governing banking operations in the UK, providing regulatory framework that credit officers must operate within.

PRA Guidelines: Prudential Regulation Authority handbooks and guidelines that set standards for risk management and prudential requirements in financial institutions.