1. Guarantees: Required when there is a third-party guarantor for the credit facility

2. Financial Covenants: Include for corporate borrowers when specific financial metrics need to be maintained

3. Consumer Protection Provisions: Required when the borrower is a consumer, incorporating mandatory consumer credit protections

4. Currency Provisions: Include when the facility may be drawn in multiple currencies

5. Assignment and Transfer: Include when the lender wants the right to transfer or assign the promissory note

6. Tax Provisions: Include detailed tax provisions when tax implications are significant or complex

7. SEPA Direct Debit Authorization: Include when automatic payment collection via SEPA is arranged

1. Schedule 1 - Drawdown Notice Form: Standard form for requesting advances under the facility

2. Schedule 2 - Interest Rate Calculation Method: Detailed methodology for calculating applicable interest rates

3. Schedule 3 - Repayment Schedule: If applicable, schedule of minimum repayment amounts and dates

4. Schedule 4 - Fee Schedule: Detailed breakdown of all applicable fees and charges

5. Appendix A - Security Documentation: Copies or details of security documents if applicable

6. Appendix B - Compliance Certificate: Template for periodic compliance certification if financial covenants are included