1. Security Interest: Include when the loan is secured by collateral, describing the security and registration requirements

2. Guarantor Provisions: Include when a third party is guaranteeing the loan

3. Insurance Requirements: Include when specific insurance coverage is required for secured property or life insurance

4. Late Payment Charges: Include when there are specific penalties for late payments

5. Assignment and Transfer: Include when the agreement allows for assignment of rights or obligations

6. Co-Borrower Provisions: Include when there are multiple borrowers

7. Electronic Funds Transfer Authorization: Include when automatic payments are being set up

8. Privacy Consent: Include when specific consent for handling personal information is required

1. Schedule A - Payment Schedule: Detailed amortization schedule showing payment dates, amounts, and interest allocation

2. Schedule B - Collateral Description: Detailed description of any security or collateral (if applicable)

3. Schedule C - Insurance Requirements: Specific insurance requirements and minimum coverage amounts

4. Appendix 1 - Borrower's Financial Statement: Summary of borrower's financial position at time of loan

5. Appendix 2 - Consent Forms: Required authorization forms for credit checks, information sharing, or automatic payments

6. Appendix 3 - Guarantor Documentation: Additional documentation related to guarantors (if applicable)