The International Loan Agreement is a sophisticated financial instrument used when establishing cross-border lending arrangements under Canadian jurisdiction. It is typically employed when Canadian financial institutions or corporations extend loans to foreign entities, or when international lenders provide financing to Canadian borrowers. The agreement must comply with Canadian federal banking laws, including the Bank Act and Interest Act, while also considering international banking standards and foreign regulatory requirements. This document includes comprehensive provisions for loan facility details, security arrangements, covenant packages, and cross-border enforcement mechanisms. It is particularly crucial for managing international financial relationships while ensuring compliance with Canadian legal requirements and incorporating necessary protections for dealing with multiple jurisdictions.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Parties: Identification of the lender and borrower, including full legal names, registration details, and addresses
2. Background: Context of the loan agreement, including purpose and any relevant pre-existing relationships
3. Definitions and Interpretation: Definitions of key terms used throughout the agreement and rules for interpreting the agreement
4. The Facility: Details of the loan facility including amount, purpose, and any tranches
5. Conditions Precedent: Conditions that must be satisfied before the loan becomes available
6. Drawdown: Procedures and requirements for requesting and receiving loan disbursements
7. Interest: Interest rate, calculation method, payment dates, and default interest provisions
8. Repayment: Repayment schedule, prepayment provisions, and payment mechanics
9. Representations and Warranties: Statements of fact and assurances given by the borrower
10. Covenants: Ongoing obligations of the borrower during the loan term
11. Events of Default: Circumstances constituting default and consequences thereof
12. Changes to Parties: Rules regarding assignment and transfer of rights and obligations
13. Notices: Communication procedures between parties
14. Governing Law and Jurisdiction: Choice of law and jurisdiction for dispute resolution
15. Execution: Signature blocks and execution requirements
1. Security: Include when the loan is secured by collateral or guarantees
2. Guarantees: Include when there are third-party guarantors for the loan
3. Currency Provisions: Include for multi-currency facilities or when currency conversion is relevant
4. Tax Gross-Up and Indemnities: Include when tax implications need specific addressing
5. Increased Costs and Market Disruption: Include for longer-term loans or when market volatility protection is needed
6. Set-off Rights: Include when parties maintain banking relationships beyond the loan
7. Agent and Security Trustee Provisions: Include in syndicated loans or when security is held by a trustee
8. Subordination: Include when the loan needs to be ranked relative to other debt
9. Anti-corruption and Sanctions: Include when cross-border elements require specific compliance provisions
1. Form of Drawdown Request: Template for borrower to request loan disbursements
2. Conditions Precedent Documents: List of required documents and conditions to be satisfied
3. Repayment Schedule: Detailed amortization schedule if applicable
4. Form of Transfer Certificate: Template for transferring loan participation
5. Security Details: Details of any collateral or security arrangements
6. Addresses for Notices: Contact details and communication protocols
7. Form of Compliance Certificate: Template for periodic compliance reporting
8. Interest Calculation Examples: Examples showing how interest will be calculated
9. Existing Encumbrances: List of pre-existing security interests or liens
10. Form of Legal Opinions: Template legal opinions required from counsel
Relevant legal definitions
Acceleration Event
Account Bank
Additional Lender
Affiliate
Applicable Law
Availability Period
Banking Day
Borrower
Break Costs
Business Day
Canadian Dollar Equivalent
Change of Control
Commitment
Compliance Certificate
Conditions Precedent
Confidential Information
Default
Default Interest
Disruption Event
Drawdown Date
Drawdown Notice
Event of Default
Facility
Facility Agent
Finance Documents
Finance Parties
Financial Indebtedness
Financial Statements
Foreign Currency
Group
Guarantor
Holding Company
Increased Costs
Interest Payment Date
Interest Period
Interest Rate
Lender
LIBOR/CDOR
Loan
Majority Lenders
Margin
Material Adverse Effect
Obligor
Original Financial Statements
Participating Member State
Party
Permitted Security Interest
Potential Event of Default
Principal Outstanding
Qualifying Lender
Quotation Day
Reference Banks
Relevant Jurisdiction
Repayment Date
Repayment Schedule
Representation
Screen Rate
Security
Security Agent
Security Documents
Security Interest
Subsidiary
Tax
Tax Deduction
Total Commitments
Transfer Certificate
Transfer Date
Unpaid Sum
Account Bank
Additional Lender
Affiliate
Applicable Law
Availability Period
Banking Day
Borrower
Break Costs
Business Day
Canadian Dollar Equivalent
Change of Control
Commitment
Compliance Certificate
Conditions Precedent
Confidential Information
Default
Default Interest
Disruption Event
Drawdown Date
Drawdown Notice
Event of Default
Facility
Facility Agent
Finance Documents
Finance Parties
Financial Indebtedness
Financial Statements
Foreign Currency
Group
Guarantor
Holding Company
Increased Costs
Interest Payment Date
Interest Period
Interest Rate
Lender
LIBOR/CDOR
Loan
Majority Lenders
Margin
Material Adverse Effect
Obligor
Original Financial Statements
Participating Member State
Party
Permitted Security Interest
Potential Event of Default
Principal Outstanding
Qualifying Lender
Quotation Day
Reference Banks
Relevant Jurisdiction
Repayment Date
Repayment Schedule
Representation
Screen Rate
Security
Security Agent
Security Documents
Security Interest
Subsidiary
Tax
Tax Deduction
Total Commitments
Transfer Certificate
Transfer Date
Unpaid Sum
Clauses
Interpretation
Facility Terms
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Tax Gross-Up
Increased Costs
Representations and Warranties
Information Covenants
Financial Covenants
General Covenants
Events of Default
Security
Guarantee
Currency Provisions
Set-Off
Assignment and Transfer
Role of Agents
Payment Mechanics
Anti-Money Laundering
Sanctions Compliance
Data Protection
Confidentiality
Notices
Calculations and Certificates
Partial Invalidity
Remedies and Waivers
Amendments and Waivers
Counterparts
Governing Law
Enforcement
Jurisdiction
Service of Process
Facility Terms
Purpose
Conditions Precedent
Drawdown
Interest
Repayment
Prepayment
Tax Gross-Up
Increased Costs
Representations and Warranties
Information Covenants
Financial Covenants
General Covenants
Events of Default
Security
Guarantee
Currency Provisions
Set-Off
Assignment and Transfer
Role of Agents
Payment Mechanics
Anti-Money Laundering
Sanctions Compliance
Data Protection
Confidentiality
Notices
Calculations and Certificates
Partial Invalidity
Remedies and Waivers
Amendments and Waivers
Counterparts
Governing Law
Enforcement
Jurisdiction
Service of Process
Relevant Industries
Banking and Financial Services
International Trade
Manufacturing
Real Estate
Energy and Resources
Infrastructure
Technology
Healthcare
Telecommunications
Mining
Agriculture
Transportation and Logistics
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
International Banking
Credit
Corporate Finance
Transaction Management
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Compliance Officer
Risk Manager
Corporate Banking Manager
International Business Development Manager
Credit Risk Officer
Financial Controller
Corporate Secretary
Banking Relationship Manager
Loan Officer
Transaction Manager
Senior Finance Manager
Find the exact document you need
Loan Agreement With Co Maker
A Canadian-law governed loan agreement establishing terms between a lender, borrower, and co-maker, with shared repayment responsibility.
Download
Family Loan Contract
A Canadian legal agreement formalizing monetary loans between family members, establishing terms, conditions, and repayment obligations while complying with federal and provincial laws.
Download
Take Over Car Loan Payments Contract
A Canadian legal agreement facilitating the transfer of car loan payment obligations from an original borrower to a new borrower, outlining terms and protecting all parties' interests.
Download
Repayment Of Debt Agreement
A Canadian-law governed agreement establishing formal terms for debt repayment, including payment schedule, interest rates, and default provisions.
Download
Private Lending Agreement
A Canadian-law governed agreement establishing terms and conditions for a private loan between parties, including loan amount, interest, repayment terms, and security arrangements.
Download
Pre Contract Agreement Car (Finance)
A Canadian jurisdiction preliminary agreement outlining terms and conditions for potential vehicle financing, serving as a precursor to the final finance contract.
Download
Cellphone Loan Agreement
A Canadian-law governed agreement establishing terms and conditions for mobile device loans, including usage rights, responsibilities, and return requirements.
Download
Car Payment Agreement Form
A Canadian legal document establishing terms and conditions for vehicle payment arrangements, including purchase details, payment schedules, and party obligations.
Download
Agreement Between Co Signer And Borrower
A Canadian legal agreement defining the relationship and obligations between a co-signer and borrower for a loan guarantee, governed by federal and provincial laws.
Download
Friendship Loan Agreement
A Canadian legal document formalizing a loan agreement between friends, establishing clear terms while complying with federal and provincial lending laws.
Download
Syndicated Facility Agreement
Canadian law-governed agreement establishing terms for a syndicated loan facility provided by multiple lenders to a borrower, including loan terms, parties' rights, and obligations.
Download
Private Loan Agreement For (Real Estate)
A Canadian-law governed agreement establishing terms and conditions for a private loan secured by real estate property, including loan terms, security arrangements, and party obligations.
Download
Peer To Peer Lending Agreement
A Canadian-law governed agreement establishing terms and conditions for direct lending between private individuals, including loan terms, interest rates, and mutual obligations.
Download
Revolving Credit Contract
A Canadian law-governed agreement establishing a revolving credit facility that allows for multiple draw-downs and repayments up to a specified credit limit.
Download
Family Member Promissory Note
A Canadian legal document formalizing loan agreements between family members, establishing terms, conditions, and repayment obligations in compliance with federal and provincial regulations.
Download
Vendor Finance Loan Agreement
Canadian-law governed agreement establishing terms for vendor-provided financing for goods or equipment purchase, including loan terms, security, and enforcement provisions.
Download
Fixed Sum Loan Agreement Early Settlement
Canadian-law governed fixed-sum loan agreement with early settlement provisions, compliant with federal and provincial lending regulations.
Download
Employee Loan Agreement Interest
A Canadian-law governed agreement establishing terms for an employer-provided loan to an employee, including interest rates, repayment terms, and compliance with relevant regulations.
Download
Acknowledgement Of Debt Agreement
A Canadian legal document formally acknowledging a debt obligation and establishing repayment terms, governed by federal and provincial laws.
Download
Construction Loan Contract
A legal agreement governing construction project financing in Canada, outlining loan terms, construction requirements, and compliance with federal and provincial regulations.
Download
Demand Loan
A Canadian jurisdiction agreement establishing terms for a loan that can be called for repayment at any time by the lender, including amount, interest, and parties' obligations.
Download
Home Equity Loan Agreement
A Canadian-law governed agreement establishing terms for borrowing against home equity, detailing loan conditions, security arrangements, and compliance with federal and provincial regulations.
Download
Inter Lender Agreement
A Canadian-law governed agreement establishing priorities and relationships between multiple lenders providing financing to the same borrower.
Download
Overagreement
Canadian master agreement establishing framework terms for ongoing business relationships and subsequent agreements.
Download
Facility Letter Mortgage
A Canadian legal document combining credit facility terms with mortgage security requirements, setting out the conditions for property-secured lending under Canadian federal and provincial regulations.
Download
Credit Terms Agreement
A Canadian-law governed agreement establishing credit terms between parties, including credit limits, interest rates, and payment conditions in compliance with federal and provincial regulations.
Download
Assignment Of Loan Agreement
A Canadian legal document transferring loan rights and obligations from one lender to another, compliant with federal and provincial regulations.
Download
Agreement Between Two Persons For Money
A Canadian-law governed agreement documenting a monetary loan between two individuals, establishing loan terms, repayment conditions, and legal obligations.
Download
Subordinated Loan Agreement
A Canadian-law governed agreement establishing terms for a subordinated loan and its ranking below senior debt obligations.
Download
Work Loan Agreement
A Canadian legal agreement establishing terms for an employer-provided loan to an employee, including repayment terms and employment relationship considerations.
Download
Peer To Peer Lending Contract
A Canadian-law governed agreement establishing terms and conditions for direct lending between private individuals, including loan terms, obligations, and regulatory compliance requirements.
Download
Letter To Borrow Money From Friend
A Canadian-compliant formal letter documenting a personal loan agreement between friends, establishing loan terms while maintaining legal validity under Canadian law.
Download
Student Loan Agreement
A Canadian-law governed agreement establishing terms and conditions for student financial assistance, compliant with federal and provincial student loan regulations.
Download
Simple Loan Application Form
A Canadian-compliant loan application form for collecting borrower information and required disclosures under federal and provincial lending regulations.
Download
Private Lending Term Sheet
A Canadian-compliant document outlining key terms and conditions for a private lending arrangement, serving as the foundation for a final loan agreement.
Download
Personal Loan Receipt
A Canadian-compliant document acknowledging receipt of a personal loan, specifying loan amount, terms, and parties' obligations.
Download
Payday Loan Contract
Canadian payday loan agreement template compliant with federal and provincial regulations, governing short-term consumer loans with mandatory disclosures and protections.
Download
Loan Note
A Canadian-law governed financial instrument documenting loan terms, repayment obligations, and security arrangements between lender and borrower.
Download
Investment Loan Contract
A Canadian-law governed agreement establishing terms for an investment-purposed loan, including loan terms, investment parameters, and regulatory compliance requirements.
Download
Facility Agreement
A Canadian law-governed agreement establishing terms for providing credit facilities, including loan terms, security arrangements, and compliance with Canadian banking regulations.
Download
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)