1. Insurance: Required when the purchased item needs specific insurance coverage during the installment period

2. Maintenance and Use: Include when there are specific requirements for maintaining or using the purchased item

3. Early Payment Provisions: Terms for early payoff of the installment plan, if permitted

4. Co-Signer Obligations: Required when a co-signer or guarantor is involved in the purchase

5. Trade-In Details: Include when there is a trade-in involved in the transaction

6. Return Policy: Specific terms for returns or exchanges, if applicable

7. Assignment Rights: Include when either party needs the right to assign the contract

8. Cross-Collateralization: Include when other assets are used as additional security

1. Schedule A - Description of Goods: Detailed description of items being purchased, including serial numbers, specifications

2. Schedule B - Payment Schedule: Detailed breakdown of installment payments, due dates, and amounts

3. Schedule C - Interest Calculation: Detailed explanation of interest calculations and amortization schedule

4. Schedule D - Delivery Details: Specific delivery instructions and requirements

5. Appendix 1 - Warranty Documentation: Manufacturer's warranty or additional warranty terms

6. Appendix 2 - Condition Report: Initial condition report of goods at time of purchase

7. Appendix 3 - Insurance Requirements: Detailed insurance requirements and minimum coverage levels