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1. Parties: Identification of the secured party (creditor) and debtor, including full legal names and addresses
2. Background: Context of the security agreement, reference to any underlying credit agreement or obligations being secured
3. Definitions: Key terms used throughout the agreement, including 'Collateral', 'Obligations', 'Event of Default', etc.
4. Grant of Security Interest: Express grant of security interest in the collateral to secure the obligations
5. Description of Collateral: Detailed description of all assets being charged as security
6. Secured Obligations: Definition and scope of obligations being secured by the agreement
7. Representations and Warranties: Debtor's confirmations regarding ownership, authority, and status of collateral
8. Covenants: Ongoing obligations of the debtor regarding maintenance and protection of collateral
9. Insurance: Requirements for insurance coverage on the collateral
10. Events of Default: Circumstances constituting default under the agreement
11. Remedies: Rights and remedies of the secured party upon default
12. General Provisions: Standard provisions including notices, amendments, assignments, governing law
1. Special Provisions for Consumer Goods: Additional provisions required when collateral includes consumer goods, addressing consumer protection requirements
2. PPSA Purchase Money Security Interest: Special provisions for PMSI status, if applicable
3. Quebec Security: Additional provisions for Quebec assets and Civil Code requirements
4. Intellectual Property: Special provisions for security over patents, trademarks, and other IP
5. Investment Property: Additional provisions for securities and investment property as collateral
6. Real Property Provisions: Provisions dealing with fixtures and other real property related collateral
7. Bank Act Security: Special provisions if security is taken under Section 427 of the Bank Act
1. Schedule A - Collateral Description: Detailed itemization and description of all collateral covered
2. Schedule B - Permitted Liens: List of pre-existing or permitted encumbrances on the collateral
3. Schedule C - Locations of Collateral: List of all locations where collateral is or may be located
4. Schedule D - Intellectual Property: Details of any intellectual property included in the collateral
5. Schedule E - Legal Description of Lands: Description of any real property where fixtures are located
6. Schedule F - Debtor Information: Additional debtor details including trade names, prior names, etc.
7. Schedule G - Specific Agreements: List of specific agreements being secured or affecting the collateral
Account
Additional Secured Party
Applicable Law
Bank
Borrower
Business Day
Chattel Paper
Collateral
Consumer Goods
Credit Agreement
Credit Documents
Debtor
Default Rate
Document of Title
Equipment
Event of Default
Financing Statement
Fixtures
Governmental Authority
Guarantor
Instrument
Insurance
Intellectual Property
Inventory
Investment Property
Lender
Lien
Money
Obligations
Permitted Liens
Person
PPSA
Proceeds
Real Property
Receiver
Related Rights
Secured Party
Securities
Security Interest
Subsidiary
Tangible Personal Property
Verification Statement
Attachment
Perfection
Registration
Representations and Warranties
Covenants
Negative Covenants
Further Assurance
Use and Verification
Insurance
Dealing with Collateral
Collection Rights
Events of Default
Enforcement
Remedies
Receiver Appointment
Power of Attorney
Release and Discharge
Assignment
Successors and Assigns
Notices
Severability
Governing Law
Entire Agreement
Amendment and Waiver
Set-Off
Currency
Indemnification
Confidentiality
Conflict
Independent Legal Advice
Counterparts
Electronic Execution
Banking & Financial Services
Commercial Lending
Asset-Based Lending
Manufacturing
Retail
Technology
Agriculture
Real Estate
Construction
Transportation & Logistics
Healthcare
Energy & Resources
Legal
Finance
Treasury
Credit
Risk Management
Compliance
Corporate Secretariat
Collections
Commercial Banking
Documentation
Chief Financial Officer
Finance Director
Credit Manager
Commercial Lending Officer
Risk Manager
Corporate Counsel
Legal Counsel
Treasury Manager
Banking Relationship Manager
Loan Officer
Security Registration Clerk
Compliance Officer
Corporate Secretary
Collections Manager
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