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1. Sender's Information: Full legal name, address, and contact details of the party sending the demand
2. Recipient's Information: Full legal name, address, and contact details of the party receiving the demand
3. Date: Current date of the letter
4. Without Prejudice Notice: Clear statement that the letter is sent 'Without Prejudice'
5. Debt Details: Specific amount owed, origin of the debt, and date(s) when it was incurred
6. Payment History: Summary of any payments made and current outstanding balance
7. Formal Demand: Clear statement of the amount demanded and payment deadline
8. Payment Instructions: Acceptable payment methods and detailed payment instructions
9. Consequences of Non-Payment: Clear statement of actions that will be taken if payment is not received by the deadline
10. Closing: Professional closing statement, signature block, and sender's details
1. Previous Communications Reference: Reference to prior attempts to collect the debt or previous correspondence, used when there has been prior contact
2. Interest Calculation: Detailed breakdown of interest charges and calculations, included when charging interest on the outstanding amount
3. Settlement Offer: Specific settlement terms if offering to resolve the debt for less than the full amount
4. Legal Authority: Reference to specific legal authority or contract terms, included when strengthening the legal basis of the claim
5. Payment Plan Option: Proposed payment plan terms, included when willing to accept payment in installments
1. Statement of Account: Detailed breakdown of all transactions, payments, and current balance
2. Copy of Original Agreement: Copy of the contract or agreement that gave rise to the debt
3. Payment History Documentation: Detailed record of all payments made and missed payments
4. Interest Calculation Schedule: Detailed breakdown of how interest has been calculated and applied
Due Date
Original Agreement
Interest Rate
Default Interest
Payment Terms
Without Prejudice
Legal Proceedings
Settlement
Payment Period
Original Debt
Accrued Interest
Late Payment Charges
Payment Method
Business Day
Creditor
Debtor
Statement of Account
Supporting Documentation
Default Notice
Settlement Offer
Cure Period
Legal Costs
Collection Costs
Financial Services
Banking
Professional Services
Legal Services
Real Estate
Construction
Manufacturing
Retail
Healthcare
Technology
Telecommunications
Consulting
Small Business
Commercial Lending
Insurance
Legal
Finance
Accounts Receivable
Collections
Credit Control
Risk Management
Compliance
Treasury
Corporate Affairs
Operations
Credit Manager
Collections Manager
Accounts Receivable Manager
Legal Counsel
Corporate Lawyer
Finance Director
Chief Financial Officer
Debt Recovery Specialist
Credit Controller
Business Owner
Compliance Officer
Risk Manager
Treasury Manager
Financial Controller
Collections Supervisor
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