Affidavit Of Loss Template for Canada

When you lose important documents or valuable items in Canada, an Affidavit of Loss provides the sworn legal statement required by most institutions before they'll issue replacements. This document creates an official record under oath, protecting both you and the replacing institution while establishing the circumstances of your loss.

When do you need this document?

You'll typically need an Affidavit of Loss when banks require proof before replacing lost share certificates, bonds, or bank drafts. Government agencies often demand this document when issuing replacement identification papers, licenses, or official certificates. Insurance companies may require an affidavit when processing claims for lost valuable items, particularly if theft is suspected. Financial institutions use these affidavits before issuing new credit cards, investment certificates, or other financial instruments. The document is also necessary when replacing lost legal documents like wills, contracts, or property deeds that have significant value or legal implications.

Key legal considerations

Your affidavit must include accurate details about the lost item, including serial numbers, dates of issue, and distinguishing characteristics. You must describe the circumstances of loss truthfully, as providing false information constitutes perjury under Section 131 of the Criminal Code of Canada. The document should detail your search efforts and confirm that reasonable steps were taken to locate the missing item. You must declare your legal ownership or right to possess the lost item, and state whether you've reported the loss to police if theft is suspected. Remember that signing an affidavit creates legal liability, so ensure all information is complete and accurate before swearing the document.

Legal requirements in Canada

Under the Canada Evidence Act and provincial legislation, your Affidavit of Loss must be sworn before an authorized official such as a Commissioner of Oaths, Notary Public, or lawyer. The document must include your full legal name, current address, and occupation as the deponent. Provincial Rules of Civil Procedure govern the format requirements, typically requiring specific headings, numbered paragraphs, and proper jurat clauses. The affidavit must be signed in the presence of the commissioning official, who will also sign and affix their seal. Some provinces have specific requirements under their Evidence Acts regarding the wording of oath formulas and witness signatures. Keep copies of your sworn affidavit, as institutions may require multiple originals, and the document serves as important evidence if legal disputes arise later.