Accountant Letter For Mortgage Template for Belgium

The Accountant Letter For Mortgage is a crucial document in the Belgian mortgage application process, required by financial institutions to verify an applicant's financial standing. This document, prepared by a licensed accountant in accordance with Belgian professional standards, provides independent verification of the applicant's income, tax compliance, and overall financial stability. It serves as a key component in the lender's risk assessment process and is particularly important in Belgium's highly regulated mortgage market. The letter must comply with both the Belgian Law of 17 March 2019 on the Accounting Profession and relevant banking regulations. It typically includes detailed income verification, tax compliance statements, and may also cover business income analysis for self-employed applicants. The document's format and content are designed to meet the specific requirements of Belgian mortgage lenders while adhering to professional accounting standards and privacy regulations.

1. Professional Letterhead and Date: Official letterhead including accountant's professional registration number, contact details, and date

2. Addressee Details: Mortgage lender's name and address

3. Client Identification: Full legal name, address, and national registration number of the mortgage applicant

4. Professional Capacity Statement: Declaration of the accountant's professional status and relationship with the client

5. Income Verification: Detailed confirmation of client's income sources and amounts for the past 2-3 years

6. Tax Compliance Statement: Confirmation that all tax returns have been filed and taxes paid

7. Professional Declaration: Formal statement of professional responsibility and accuracy of information

8. Signature Block: Accountant's signature, professional stamp, and registration details