Mortgage Release Letter Template for Belgium

A Mortgage Release Letter is a crucial document in Belgian property transactions that formally terminates a lender's security interest in a property following full repayment of the mortgage debt. This document is required when a borrower has fulfilled all obligations under a mortgage agreement and needs official confirmation that the property is free from the lender's claim. Under Belgian law, the release must be properly executed and registered to be legally effective. The letter includes specific details about the property, original mortgage registration, confirmation of full payment, and formal release declarations. It must comply with local notarial requirements and be suitable for registration with the mortgage registry office. The document is particularly important for property sales, refinancing, or when proving unencumbered ownership.

1. Lender Information: Full legal name and address of the lending institution

2. Borrower Information: Full legal name(s) and address(es) of all borrowers on the mortgage

3. Property Details: Complete legal description and address of the mortgaged property

4. Mortgage Details: Original mortgage registration details, date, and reference number

5. Confirmation of Payment: Statement confirming full repayment of the mortgage debt

6. Release Declaration: Formal declaration releasing the security interest in the property

7. Authorization: Authorization for the release to be registered with relevant authorities

8. Execution: Date and signature block for authorized bank representative