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1. Parties: Identification of the lender(s), borrower(s), guarantor(s) and any other relevant parties
2. Background: Brief context of the proposed financing arrangement and its purpose
3. Definitions: Key terms used throughout the term sheet
4. Facility Details: Type of facility, facility amount, purpose, availability period
5. Interest and Fees: Interest rate, calculation basis, payment frequency, commitment fees, establishment fees
6. Repayment Terms: Repayment schedule, mandatory prepayments, voluntary prepayments
7. Security Structure: Overview of security package, guarantees, security ranking
8. Key Conditions Precedent: Essential conditions to be satisfied before drawdown
9. Key Undertakings: Financial covenants, general undertakings, information undertakings
10. Events of Default: Key events triggering default
11. Governing Law: Applicable law and jurisdiction
12. Non-Binding Nature: Statement of which provisions are binding/non-binding
13. Confidentiality: Confidentiality obligations regarding the term sheet and negotiations
14. Expiry Date: Validity period of the term sheet
1. Hedging Requirements: Required for facilities with interest rate or foreign exchange hedging obligations
2. Syndication Provisions: Include when the facility may be syndicated to other lenders
3. Market Flex: Include for facilities that may be syndicated, allowing terms to be adjusted for successful syndication
4. Clear Market: Include for larger facilities to restrict borrower from accessing other debt markets
5. Assignment and Transfer: Include for facilities where secondary market trading is contemplated
6. Green Loan Provisions: Include for green or sustainability-linked loans
7. Multi-currency Provisions: Include if the facility can be drawn in multiple currencies
8. Accordion Feature: Include if facility amount may be increased in the future
1. Financial Covenants Schedule: Detailed financial covenant calculations and definitions
2. Security Package Details: Comprehensive list of security documents and secured assets
3. Fees Schedule: Detailed breakdown of all fees and charges
4. Repayment Schedule: Detailed amortization schedule if applicable
5. Form of Drawdown Request: Template for borrower to request drawdown
6. Term Sheet Acceptance Form: Form for parties to indicate acceptance of the term sheet
Account Bank
Availability Period
Banking Day
Base Rate
Borrower
Break Costs
Change of Control
Commitment
Commitment Fee
Conditions Precedent
Default
Default Interest
EBITDA
Event of Default
Facility
Facility Agent
Facility Agreement
Facility Limit
Finance Documents
Finance Parties
Financial Close
Financial Covenants
Financial Indebtedness
Guarantor
Interest Payment Date
Interest Period
Interest Rate
Legal Due Diligence
Lender
Leverage Ratio
LIBOR
Loan
Majority Lenders
Margin
Material Adverse Effect
Maturity Date
Obligor
Permitted Security
Potential Event of Default
Prepayment Fee
Principal Outstanding
Project Documents
Reference Banks
Repayment Date
Secured Property
Security
Security Documents
Security Interest
Security Provider
Security Trustee
Syndicate
Transaction Documents
Utilisation
Utilisation Date
Utilisation Request
Purpose
Facility Type
Facility Amount
Availability
Interest
Fees and Costs
Security
Guarantees
Repayment Terms
Prepayment
Conditions Precedent
Conditions Subsequent
Representations and Warranties
Financial Covenants
General Undertakings
Information Undertakings
Events of Default
Market Disruption
Assignment and Transfer
Syndication
Confidentiality
Costs and Expenses
Governing Law
Jurisdiction
Documentation
Timing
Due Diligence
Exclusivity
Non-Binding Nature
Term Sheet Validity
Required Approvals
Hedging Requirements
Account Operation
Distribution Restrictions
Banking & Financial Services
Real Estate & Property
Infrastructure & Construction
Mining & Resources
Manufacturing & Industrial
Healthcare & Medical
Technology & Communications
Retail & Consumer
Energy & Utilities
Agriculture & Agribusiness
Transportation & Logistics
Education & Training
Legal
Finance
Treasury
Corporate Development
Risk Management
Credit
Compliance
Executive Leadership
Company Secretariat
Corporate Advisory
Banking
Chief Financial Officer
Finance Director
Treasury Manager
Corporate Lawyer
Finance Manager
Investment Banker
Relationship Manager
Credit Analyst
Risk Manager
Company Secretary
Managing Director
Chief Executive Officer
Commercial Director
Corporate Development Manager
Senior Banker
Legal Counsel
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