1. Security: Required when the overdraft is secured against specific assets or guarantees

2. Guarantee and Indemnity: Include when there are third-party guarantors for the facility

3. Special Conditions for Business Borrowers: Additional terms specific to business borrowers

4. Credit Card Linking: Include when the overdraft facility is linked to a credit card

5. Internet Banking Provisions: Specific terms for online access and management of the facility

6. Multiple Account Holders: Required when the facility is held jointly by multiple borrowers

7. Set-off Rights: Optional provisions for the bank's right to set off against other accounts

1. Schedule 1 - Facility Details: Specific details of the facility including credit limit, interest rates, and fees

2. Schedule 2 - Fee Schedule: Detailed breakdown of all applicable fees and charges

3. Schedule 3 - Direct Debit Request: Direct debit authorization and details

4. Schedule 4 - Security Details: Details of any security provided (if applicable)

5. Appendix A - Standard Terms and Conditions: Bank's standard terms and conditions referenced in the agreement

6. Appendix B - Privacy Statement: Detailed privacy policy and credit reporting information

7. Appendix C - Statement of Account Features: Description of account features and operating procedures