Loan With Collateral Agreement Template for Austria

1. Insurance Requirements: Required when collateral must be insured, specifying insurance types and coverage

2. Tax Provisions: Include when tax implications need specific addressing or when cross-border elements exist

3. Assignment and Transfer: Include when rights under the agreement may need to be transferred

4. Multiple Borrowers: Required when there is more than one borrower, addressing joint and several liability

5. Consumer Protection Provisions: Mandatory when borrower is a consumer under Austrian law

6. Currency Provisions: Include for loans in non-Euro currencies

7. Registration Requirements: Include when collateral requires registration in public registers

1. Schedule 1 - Loan Repayment Schedule: Detailed amortization schedule with payment dates and amounts

2. Schedule 2 - Collateral Description: Detailed description and documentation of collateral assets

3. Schedule 3 - Conditions Precedent: List of documents and conditions required before loan disbursement

4. Schedule 4 - Form of Draw Down Notice: Template for requesting loan disbursement

5. Schedule 5 - Permitted Security Interests: List of existing or permitted encumbrances on the collateral

6. Appendix A - Valuation Report: Independent valuation of the collateral assets

7. Appendix B - Insurance Certificates: Copies of required insurance policies for the collateral