1. Consumer Protection Provisions: Required when the borrower is a consumer, including mandatory information and withdrawal rights under German law

2. Insurance Requirements: Details of required insurance coverage for collateral, if applicable

3. Cross-Default Provisions: Links to other financial obligations, used when the borrower has multiple loans

4. Guarantor Provisions: Terms applicable when a third party provides additional guarantee for the loan

5. Subordination Provisions: Required when there are multiple creditors and priority needs to be established

6. Assignment and Transfer: Terms for transferring loan rights or obligations, if permitted

7. Tax Provisions: Special tax considerations and responsibilities, if relevant

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates, amounts, and interest calculations

2. Schedule 2 - Collateral Description: Detailed description and documentation of collateral assets, including registration numbers and locations

3. Schedule 3 - Condition Precedent Documents: List of documents required before loan disbursement

4. Schedule 4 - Form of Draw Down Notice: Template for requesting loan disbursement, if multiple draws are permitted

5. Appendix A - Valuation Report: Independent valuation of collateral assets

6. Appendix B - Insurance Certificates: Copies of required insurance policies for collateral

7. Appendix C - Security Registration Forms: Forms for registering security interests in public registers