Securities Act of 1933: Federal law that regulates the issuance of securities, which may apply if the promissory note could be classified as a security

Securities Exchange Act of 1934: Federal law governing secondary trading of securities and establishing reporting requirements for publicly traded companies

Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Dodd-Frank Act: Federal law that reformed financial regulation and consumer protection following the 2008 financial crisis

State Securities Laws: Also known as 'Blue Sky Laws', these state-specific regulations govern the offering and sale of securities within each state

State Usury Laws: State-specific laws that set maximum interest rates and regulate lending practices within each jurisdiction

State Commercial Codes: State-specific adaptations of the Uniform Commercial Code governing commercial transactions

State Corporate Laws: State-specific regulations governing corporate operations, authority, and obligations

UCC Article 3: Uniform Commercial Code article governing negotiable instruments, including promissory notes

UCC Article 9: Uniform Commercial Code article governing secured transactions and enforcement of debt instruments

Internal Revenue Code: Federal tax regulations pertaining to debt instruments and their treatment for tax purposes

State Tax Regulations: State-specific tax laws affecting the treatment of corporate debt instruments

Corporate Bylaws: Internal corporate governance documents that may restrict or regulate the company's ability to issue debt

Board Resolution Requirements: Corporate governance requirements for obtaining proper authorization to issue debt instruments

State Corporate Authorization: State-specific requirements for corporate approval and documentation of debt issuance