Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing the manner in which costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring lenders, mortgage brokers, and servicers to provide disclosures regarding the real estate settlement process and prohibiting certain practices

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, disability, or familial status

Lead-Based Paint Hazard Reduction Act: Federal law requiring disclosure of known lead-based paint hazards for properties built before 1978

Foreign Investment in Real Property Tax Act (FIRPTA): Federal law imposing income tax on foreign persons disposing of U.S. real property interests

State Property Laws: State-specific laws governing property rights, ownership, and transfer of real estate within the state jurisdiction

State Real Estate Transfer Laws: State-specific requirements for transferring property titles and recording deeds

State Disclosure Requirements: State-mandated disclosures about property condition, defects, and other material facts that must be provided to buyers

State Recording Statutes: Laws governing how and when property documents must be recorded in public records

State-Specific Contract Requirements: Particular contractual elements and formats required by state law for valid real estate contracts

Local Zoning Ordinances: Municipal or county regulations controlling property use and development

State-Specific Closing Requirements: State laws governing the closing process, including required documentation and procedures

Statute of Frauds: Legal principle requiring real estate contracts to be in writing to be enforceable

Property Description Requirements: Legal requirements for accurately describing the property being sold, including boundaries and improvements

Consideration and Payment Terms: Legal requirements for specifying purchase price, payment method, and other financial terms in the contract

Title Transfer Requirements: Legal procedures and documentation needed to properly transfer property title from seller to buyer

Contingency Clauses: Legal provisions that make the contract dependent on certain conditions being met, such as financing or inspection requirements

Default and Remedy Provisions: Legal clauses specifying what constitutes default and the available remedies for both parties