Truth in Lending Act (TILA): Federal law requiring disclosure of credit terms and standardizing how costs associated with borrowing are calculated and disclosed

Real Estate Settlement Procedures Act (RESPA): Federal law requiring disclosure of real estate transaction processes, prohibiting kickbacks, and regulating escrow accounts

Fair Housing Act: Federal law prohibiting discrimination in real estate transactions based on race, color, religion, sex, national origin, familial status, or disability

Equal Credit Opportunity Act: Federal law ensuring equal access to credit and prohibiting discrimination in credit transactions

State Real Property Laws: State-specific laws governing real estate ownership, transfer, and rights associated with real property

State Contract Laws: State-specific laws governing formation and enforcement of contracts, including required elements and remedies

State Recording Requirements: State-specific rules for documenting and recording real estate transactions in public records

State Land Contract Regulations: Specific state laws governing land contracts, including required provisions and protections for both parties

State Foreclosure Laws: State-specific procedures and requirements for handling defaults and foreclosure processes in land contracts

State Usury Laws: State regulations limiting maximum interest rates and governing financial terms in real estate contracts

Local Zoning Laws: Municipal or county regulations governing property use, development, and restrictions

Property Tax Regulations: Local and state rules governing property tax assessment, payment, and liability

Title Requirements: Legal requirements for establishing, transferring, and maintaining clear title to real property

Transfer Requirements: Specific procedures and documentation needed to legally transfer property interests

Homestead Rights: State-specific protections for primary residences, including creditor protections and spousal rights

Mortgage Laws: State and federal regulations governing mortgage lending and secured real estate transactions

Landlord-Tenant Laws: State laws governing rights and responsibilities in rental situations, which may apply during land contract terms