Securities and Futures Act (Cap. 289): Primary legislation governing securities, collateral, and financial arrangements. Essential for documenting security interests and financial instruments in loan agreements.

Banking Act (Cap. 19): Regulates banking operations and lending activities. Must be considered when any party to the loan agreement is a bank or financial institution.

Moneylenders Act (Cap. 188): Regulates moneylending activities in Singapore. Particularly relevant if the lender is not a bank or licensed financial institution.

Companies Act (Cap. 50): Governs corporate matters including registration of charges and corporate authority. Critical for corporate borrowers and security arrangements.

Personal Property Securities Act: Legislation dealing with security interests in personal property, crucial for structuring and documenting collateral arrangements.

Contracts Act (Cap. 53): Fundamental legislation governing contract formation, validity, contractual obligations and remedies in Singapore.

Civil Law Act (Cap. 43): Governs interest rates, late payment provisions, and general civil law principles applicable to loan agreements.

Consumer Protection (Fair Trading) Act: Ensures fair trading practices, particularly relevant if the borrower is a consumer rather than a business entity.

Bankruptcy Act (Cap. 20) and Insolvency, Restructuring and Dissolution Act 2018: Governs default scenarios, enforcement provisions, and creditor rights in insolvency situations.

Personal Data Protection Act 2012: Regulates the collection, use, and disclosure of personal data in loan documentation and administration.

MAS Guidelines: Regulatory guidelines from the Monetary Authority of Singapore covering lending practices, risk management, and disclosure requirements.

ABS Guidelines: Industry standards and best practices issued by the Association of Banks in Singapore for loan documentation and administration.