The Land Installment Contract serves as a crucial instrument in Singapore's property market, enabling buyers to purchase land through structured payments rather than a single lump sum. This contract type is particularly valuable when traditional mortgage financing isn't available or desired. The document must adhere to Singapore's strict property laws, including the Land Titles Act and Residential Property Act. It typically includes detailed property descriptions, payment schedules, default provisions, and conditions for title transfer. A Land Installment Contract provides security for sellers while offering buyers a pathway to property ownership through manageable payments.
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1. Parties: Identification of seller and purchaser with full legal details
2. Background: Context of the transaction and property details
3. Definitions: Key terms used throughout the contract
4. Property Description: Detailed description of the property including lot number, title details
5. Purchase Price: Total consideration and payment structure
6. Payment Terms: Installment schedule, amounts, and due dates
7. Default Provisions: Consequences of payment default
8. Transfer of Title: Conditions and timing for title transfer
9. Representations and Warranties: Seller's declarations about property condition and title
1. Insurance Requirements: Property insurance obligations, applicable when required by financing
2. Property Maintenance: Maintenance obligations during installment period, used for properties requiring specific maintenance terms
3. Early Payment Provisions: Terms for early payoff of installments, included when early payment options are offered
4. Assignment Rights: Rights to assign the contract to third parties, included when assignment might be contemplated
1. Property Title Documents: Copies of title deeds and certificates
2. Payment Schedule: Detailed installment payment schedule
3. Property Plans: Floor plans, site plans, and surveys
4. Condition Report: Current condition of property
5. Encumbrances Schedule: List of existing encumbrances on the property
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