Banking Act (Cap. 19): Primary legislation governing banking operations in Singapore, covering deposit-taking activities, regulatory requirements, and deposit protection provisions
Monetary Authority of Singapore (MAS) Act: Regulatory framework establishing guidelines on interest rates, banking practices, and requirements for disclosure and documentation in financial institutions
Deposit Insurance and Policy Owners' Protection Schemes Act: Legislation governing deposit insurance protection, including insurance limits and coverage requirements for depositors' protection
Contract Law (Common Law): Fundamental legal framework covering contract formation, terms and conditions, and rights and obligations of contracting parties
Consumer Protection (Fair Trading) Act: Legislation ensuring fair dealing, proper disclosure, and protection of consumer rights in financial transactions
AML/CFT Regulations: Anti-Money Laundering and Countering the Financing of Terrorism regulations covering customer due diligence, record keeping, and reporting requirements
Personal Data Protection Act (PDPA): Legal framework for data protection, covering requirements for handling customer information, data protection obligations, and consent requirements
MAS Notice 1109: Specific regulatory notice on Deposits and Other Credit Balances, detailing requirements for deposit accounts, interest calculations, and disclosure obligations
