1. Previous Correspondence Reference: Reference to previous reminder letters or notices, used when this is not the first notification

2. Guarantor Notice: Additional section when there is a guarantor who needs to be notified of the default

3. Collateral Details: Description of any secured assets, included when the loan is secured

4. Restructuring Options: Optional section offering payment plan options, included when the creditor is willing to negotiate terms

5. Force Majeure Recognition: Acknowledgment of any claimed force majeure events affecting repayment, included when relevant circumstances exist

1. Statement of Account: Detailed breakdown of the loan account, including all transactions and current balance

2. Payment History Schedule: Comprehensive list of all payments made and missed payments

3. Original Loan Agreement: Copy of the original loan agreement and any amendments

4. Previous Notices: Copies of any previous reminder notices or correspondence regarding the default

5. Power of Attorney: If the notice is being sent by a representative, proof of authority to act on behalf of the creditor