1. Islamic Banking Declaration: Required for Shariah-compliant accounts, includes acceptance of profit-sharing principles

2. Joint Account Details: Required for joint accounts, specifying operating instructions and share of ownership

3. Minor Account Information: Required for accounts opened for minors, including guardian details

4. Corporate Resolution: Required for corporate accounts, including authorized signatories

5. Foreign Account Tax Details: Required for foreign account holders, including tax residency information

6. Special Instructions: For any specific requirements like standing orders or special operating conditions

1. Schedule A - Fee Schedule: Detailed breakdown of applicable fees and charges

2. Schedule B - Interest Rates: Current interest rates or profit rates for different account types and balances

3. Schedule C - Required Documents: Checklist of required KYC documents based on account type

4. Appendix 1 - Specimen Signature: Card for customer and authorized signatory signatures

5. Appendix 2 - Terms Glossary: Definitions of banking terms in both English and Arabic