The Authorization Letter for Pawned Jewelry is a crucial document in Pakistan's financial and legal landscape, where jewelry pawning is a common form of securing short-term financing. This document becomes necessary when the owner of jewelry cannot personally conduct pawning transactions and needs to authorize another person to act on their behalf. The letter must comply with Pakistan's Contract Act 1872, Financial Institutions Ordinance, and relevant banking regulations. It typically includes detailed descriptions of the jewelry items, the scope of authorization, and specific powers granted to the authorized representative. The document serves as a legal safeguard for all parties involved, including the financial institution or pawnbroker, the jewelry owner, and the authorized representative.
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1. Date and Place: Current date and location where the letter is being executed
2. Authorizer Details: Full name, address, and CNIC number of the person giving authorization
3. Authorized Person Details: Full name, address, and CNIC number of the person being authorized
4. Jewelry Description: Detailed description of the jewelry items being pawned
5. Authorization Statement: Clear statement of powers being granted regarding the pawned jewelry
6. Purpose: Specific purpose for which the authorization is being granted
7. Witness Information: Names and CNIC numbers of witnesses
8. Signatures: Space for signatures of authorizer, authorized person, and witnesses
1. Duration of Authority: Include when the authorization is time-limited rather than indefinite
2. Special Conditions: Any specific conditions or limitations on the authorization
3. Revocation Clause: Terms under which the authorization can be revoked
4. Indemnification: Protection clause for the authorized person when acting under this authority
5. Emergency Contact: Alternative contact information in case of urgency
1. Schedule A - Jewelry Details: Detailed inventory of jewelry items including weight, purity, distinctive marks, and estimated value
2. Schedule B - Photographs: Photographs of the jewelry items being pawned
3. Schedule C - Valuation Certificate: Professional valuation certificate for the jewelry items
4. Schedule D - Ownership Proof: Documents proving ownership of the jewelry items
Relevant legal definitions
Authorizer
Authorized Representative
Authorization Period
Pawned Jewelry
Pawnbroker
Financial Institution
Pledge Amount
Valuation Certificate
Security Interest
Redemption Period
Witnesses
CNIC
Jewelry Items
Pawn Receipt
Interest Rate
Default
Force Majeure
Material Change
Notarial Authentication
Revocation Notice
Authorized Representative
Authorization Period
Pawned Jewelry
Pawnbroker
Financial Institution
Pledge Amount
Valuation Certificate
Security Interest
Redemption Period
Witnesses
CNIC
Jewelry Items
Pawn Receipt
Interest Rate
Default
Force Majeure
Material Change
Notarial Authentication
Revocation Notice
Clauses
Authorization Grant
Scope of Authority
Duration
Property Description
Representations and Warranties
Indemnification
Revocation
Witness Requirements
Authentication
Compliance with Laws
Power of Attorney
Liability
Force Majeure
Dispute Resolution
Governing Law
Amendment
Execution
Notice Requirements
Severability
Entire Authorization
Scope of Authority
Duration
Property Description
Representations and Warranties
Indemnification
Revocation
Witness Requirements
Authentication
Compliance with Laws
Power of Attorney
Liability
Force Majeure
Dispute Resolution
Governing Law
Amendment
Execution
Notice Requirements
Severability
Entire Authorization
Relevant Industries
Financial Services
Banking
Jewelry and Precious Metals
Legal Services
Retail Banking
Pawnbroking
Luxury Goods
Security Services
Relevant Teams
Legal
Compliance
Risk Management
Operations
Credit Administration
Customer Service
Document Processing
Valuations
Branch Operations
Security
Relevant Roles
Bank Manager
Pawnbroker
Legal Compliance Officer
Jewelry Appraiser
Financial Services Representative
Branch Operations Manager
Credit Officer
Risk Assessment Officer
Document Verification Specialist
Customer Service Manager
Notary Public
Legal Document Specialist
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