Credit Card Use Agreement Template for Philippines

1. Rewards Program: Terms of any rewards or loyalty program, used when the card includes such features

2. Supplementary Cards: Terms for additional cards issued under the primary account, included when supplementary cards are offered

3. Insurance Benefits: Details of any insurance coverage provided with the card, included when applicable

4. International Usage: Terms for foreign currency transactions and international usage, included for cards with international capabilities

5. Balance Transfer: Terms for balance transfer facilities, included when this feature is offered

6. Installment Programs: Terms for converting purchases into installment payments, included when available

7. Digital Services: Terms for online banking, mobile apps, and electronic statements, included when digital services are offered

1. Schedule of Fees and Charges: Detailed breakdown of all applicable fees, interest rates, and charges

2. Schedule of Credit Card Features: Comprehensive list of card benefits, privileges, and specific features

3. Rewards Program Terms: Detailed terms and conditions of the rewards program, point calculation, and redemption

4. Merchant Partner Directory: List of participating merchants and special privileges or discounts

5. Insurance Coverage Details: Specifics of insurance benefits, coverage limits, and claim procedures

6. Security Guidelines: Detailed guidelines for card security and fraud prevention

7. Digital Banking Terms: Terms and conditions for using digital banking services and features