Credit Agreement Between Two Parties Template for Philippines

1. Security: Details of any collateral or security arrangements, used when the loan is secured

2. Guarantees: Terms of any guarantees provided, included when there are third-party guarantors

3. Insurance: Insurance requirements for the borrower or any collateral, included for secured loans or when specific risks need to be covered

4. Tax Provisions: Detailed tax considerations and allocations, included when complex tax implications exist

5. Co-Borrower Provisions: Terms specific to co-borrowers, included when there are multiple borrowers

6. Foreign Currency Provisions: Currency conversion and exchange rate provisions, included for loans in foreign currency

7. Electronic Execution: Provisions for electronic signing and documentation, included when agreement will be executed electronically

1. Schedule 1 - Repayment Schedule: Detailed amortization table showing payment dates and amounts

2. Schedule 2 - Conditions Precedent Documents: List of required documents and conditions to be satisfied

3. Schedule 3 - Form of Drawdown Notice: Template for requesting disbursement of the loan

4. Schedule 4 - Security Details: Detailed description of any collateral or security arrangements

5. Schedule 5 - Fees Schedule: Breakdown of all applicable fees and charges

6. Appendix A - Calculation of Interest: Detailed methodology for interest calculation

7. Appendix B - Form of Compliance Certificate: Template for periodic compliance reporting