Sale Agreement For Home Loan Template for Netherlands

1. Guarantor Provisions: Required when there is a third-party guarantor for the loan

2. Insurance Requirements: Detailed insurance requirements beyond standard provisions, used for special property types

3. Construction Provisions: Required when the loan involves construction or major renovation components

4. National Mortgage Guarantee (NHG): Specific provisions when the loan is covered by the National Mortgage Guarantee scheme

5. Interest Rate Lock Period: Used when borrower opts for an interest rate lock before completion

6. Bridge Loan Provisions: Required when the agreement includes a bridge loan component

7. Specific Property Use Conditions: Required for properties with special use requirements or restrictions

8. Multiple Property Security: Used when multiple properties serve as security for the loan

1. Schedule 1 - Property Description: Detailed legal description of the property including cadastral details

2. Schedule 2 - Repayment Schedule: Amortization table showing payment schedule over the loan term

3. Schedule 3 - Interest Rate Terms: Detailed interest rate conditions, including any step-up or variable rate calculations

4. Schedule 4 - Fee Schedule: Complete overview of all applicable fees and charges

5. Schedule 5 - Insurance Requirements: Specific insurance requirements and minimum coverage amounts

6. Schedule 6 - Special Conditions: Any special conditions applicable to the specific loan

7. Appendix A - General Terms and Conditions: Standard terms and conditions of the lender

8. Appendix B - SEPA Direct Debit Mandate: Authorization for automatic payment collection

9. Appendix C - Property Valuation Report: Summary or reference to the official property valuation

10. Appendix D - Risk Disclosure Statement: Mandatory risk disclosures as required by Dutch financial regulations