Release of Lien Template for Netherlands

A Release of Lien is a legal document that cancels a claim against property in the Netherlands. When someone pays off a debt that was secured by their property - like a mortgage on a house or a loan on business equipment - they'll need this release to prove the debt is settled and the lender no longer has rights to their assets.

Under Dutch civil law, this release (also called 'doorhaling' or 'royement') must be properly registered with the Land Registry (Kadaster) for real estate liens. The document officially removes the creditor's security interest, letting property owners sell or refinance their assets without the previous debt getting in the way. Banks and notaries typically handle the registration process once final payment is received.

You need a Release of Lien when you've fully paid off a secured debt in the Netherlands and want to clear your property title. This commonly happens after paying off your mortgage, business equipment loan, or construction loan. Getting this release is essential before selling property, refinancing with a new lender, or proving your full ownership rights.

Dutch law requires this release (doorhaling) for proper property transfers. For example, if you're selling your house, your notary will check that all previous liens are properly released and registered with the Kadaster. Without this release, you can't move forward with property transactions, and potential buyers won't be able to secure their own financing.

• Lien Release Letter: Basic form used for releasing standard property liens, commonly used for mortgage clearance with the Kadaster
• Final Lien Release Form: Comprehensive release used after complete debt payment, includes detailed payment confirmation and property description
• Unconditional Final Release Form: Absolute release without conditions, typically used in construction projects after full payment
• Liability Release Statement: Broader release covering both property liens and related legal claims
• Unconditional Waiver And Release: Complete discharge of rights, often used in complex commercial transactions

• Lenders (Banks and Financial Institutions): Prepare and issue the Release of Lien after receiving full debt payment, must register the release with the Kadaster
• Property Owners: Request and receive the release after paying off mortgages or loans, need it for future property transactions
• Notaries: Handle the legal registration process, verify authenticity, and ensure proper filing with Dutch authorities
• Real Estate Agents: Coordinate with all parties during property sales to confirm lien releases are in place
• Construction Companies: Both issue and receive releases for building projects and material supplies
• Kadaster (Land Registry): Records and maintains official release documentation in the national property register

• Property Details: Gather exact property description, address, and cadastral registration number from the Kadaster
• Debt Information: Collect original loan details, payment confirmation, and lien registration numbers
• Party Information: Document full legal names and addresses of both lender and property owner
• Payment Verification: Include final payment date, amount, and transaction reference numbers
• Registration Plan: Coordinate with your notary for proper filing with the Kadaster
• Document Generation: Use our platform to create a legally-sound Release of Lien that meets Dutch requirements
• Signature Requirements: Prepare for authorized signatures from both lender and property owner

• Property Identification: Detailed description matching Kadaster records, including registration numbers
• Original Lien Details: Reference to initial lien registration date and document numbers
• Party Information: Full legal names, addresses, and registration numbers of lender and property owner
• Release Declaration: Clear statement releasing all claims against the property
• Payment Confirmation: Acknowledgment that all debt obligations have been fulfilled
• Governing Law: Explicit reference to Dutch civil code and property law
• Execution Requirements: Signature blocks, witness provisions, and notarial statements
• Registration Instructions: Specific directions for Kadaster filing

A Release of Lien and a Lien Waiver serve different purposes in Dutch property law, though they're often confused. While both relate to property rights, their timing and legal effects differ significantly.

• Timing of Use: A Release of Lien comes after full debt payment, while a Lien Waiver is often used before or during payment phases, especially in construction projects
• Legal Effect: A Release permanently cancels an existing lien and must be registered with the Kadaster; a Waiver temporarily gives up the right to place a future lien
• Documentation Required: Release needs proof of full payment and original lien details; Waiver typically requires only current payment information
• Registration Requirements: Releases must be officially recorded in Dutch property registers; Waivers usually don't require Kadaster registration
• Party Involvement: Releases need lender and property owner participation; Waivers often involve contractors and subcontractors