1. Security/Collateral: Include when the promise to pay is secured by specific assets or collateral

2. Guarantor Provisions: Include when there is a third-party guarantor for the debt

3. Insurance: Include when insurance is required to cover the debt in case of death or disability

4. Prepayment Terms: Include when early payment options are available, including any penalties or benefits

5. Assignment: Include when either party needs the right to assign the agreement to others

6. Force Majeure: Include for business-related debts where unforeseen circumstances might affect payment ability

7. Acceleration Clause: Include when the entire debt should become due upon specific trigger events

8. Dispute Resolution: Include when specific arbitration or mediation procedures are desired before court action

1. Schedule 1 - Payment Schedule: Detailed breakdown of payment installments, including dates and amounts

2. Schedule 2 - Interest Calculation: Detailed methodology for calculating interest, with examples if needed

3. Schedule 3 - Security Details: Description and documentation of any security/collateral (if applicable)

4. Appendix A - Copy of Original Debt Documentation: Copies of original invoices, agreements, or other documents evidencing the original debt

5. Appendix B - KYC Documents: Copies of identity and address proof documents of the parties