This Insurance Non Disclosure Agreement is essential for protecting confidential information exchanged between parties operating in the Indian insurance sector. It should be used whenever parties need to share sensitive insurance-related information such as policyholder data, underwriting methodologies, claims information, or proprietary business processes. The agreement ensures compliance with Indian insurance regulations, particularly the Insurance Act 1938 and IRDAI guidelines, while providing comprehensive protection for confidential information. It is specifically designed to address the unique aspects of insurance operations, including regulatory reporting requirements, policyholder data protection, and insurance-specific business processes. This template is suitable for both domestic Indian insurance operations and international insurance businesses operating within Indian jurisdiction.
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1. Parties: Identification of the parties entering into the NDA, including registered addresses and company details
2. Background: Context of the agreement, relationship between parties, and purpose of sharing confidential information
3. Definitions: Detailed definitions including Confidential Information, Insurance Business Information, Trade Secrets, and other key terms
4. Scope of Confidentiality: Detailed description of what constitutes confidential information in the insurance context
5. Obligations of Receiving Party: Specific duties regarding protection, non-disclosure, and use of confidential information
6. Permitted Disclosures: Circumstances under which confidential information may be disclosed, including regulatory requirements
7. Data Protection and Security: Specific measures required for protecting insurance-related data and information
8. Term and Termination: Duration of the agreement and circumstances for termination
9. Return or Destruction of Confidential Information: Procedures for handling confidential information upon termination
10. Survival Obligations: Obligations that continue after agreement termination
11. Governing Law and Jurisdiction: Specification of Indian law governance and jurisdiction for disputes
1. Regulatory Compliance: Additional section when dealing with regulated insurance entities requiring specific compliance measures
2. Third Party Rights: Section needed when information may be shared with or accessed by third-party service providers
3. International Data Transfer: Required when parties operate across multiple jurisdictions
4. Specific Insurance Product Provisions: Added when NDA covers specific insurance products or services
5. Digital Data Handling: Additional provisions for digital data protection when significant electronic information is involved
6. Audit Rights: Optional section granting rights to audit compliance with the NDA
7. Insurance Requirements: Section specifying any insurance coverage required to protect confidential information
1. Schedule A - Categories of Confidential Information: Detailed listing of types of confidential information covered
2. Schedule B - Authorized Representatives: List of personnel authorized to access confidential information
3. Schedule C - Security Protocols: Specific security measures and protocols to be followed
4. Schedule D - Data Handling Procedures: Detailed procedures for handling different types of confidential information
5. Appendix 1 - Acknowledgment Form: Form to be signed by employees/representatives accessing confidential information
6. Appendix 2 - Information Return Certificate: Certificate confirming return/destruction of confidential information
Relevant legal definitions
Confidential Information
Insurance Business Information
Policyholder Data
Trade Secrets
Proprietary Information
Disclosing Party
Receiving Party
Authorized Representatives
Permitted Purpose
Affiliate
Insurance Products
Underwriting Information
Claims Information
Actuarial Data
Regulatory Information
Personal Data
Sensitive Personal Information
Business Day
Effective Date
Term
Representatives
Third Party
Regulatory Authority
IRDAI
Intellectual Property Rights
Insurance Operations
Confidentiality Breach
Security Protocols
Data Protection Laws
Insurance Act
Group Company
Material Breach
Digital Information
Physical Records
Permitted Disclosures
Insurance Business Information
Policyholder Data
Trade Secrets
Proprietary Information
Disclosing Party
Receiving Party
Authorized Representatives
Permitted Purpose
Affiliate
Insurance Products
Underwriting Information
Claims Information
Actuarial Data
Regulatory Information
Personal Data
Sensitive Personal Information
Business Day
Effective Date
Term
Representatives
Third Party
Regulatory Authority
IRDAI
Intellectual Property Rights
Insurance Operations
Confidentiality Breach
Security Protocols
Data Protection Laws
Insurance Act
Group Company
Material Breach
Digital Information
Physical Records
Permitted Disclosures
Clauses
Confidentiality
Non-Disclosure
Data Protection
Information Security
Permitted Use
Return of Information
Regulatory Compliance
Third Party Disclosure
Term and Termination
Survival
Remedies
Indemnification
Governing Law
Dispute Resolution
Force Majeure
Assignment
Notice
Severability
Entire Agreement
Amendment
Waiver
Insurance Requirements
Regulatory Reporting
Data Breach Notification
Audit Rights
Destruction of Information
Personnel Obligations
International Transfer
Jurisdiction
Representation and Warranties
Non-Disclosure
Data Protection
Information Security
Permitted Use
Return of Information
Regulatory Compliance
Third Party Disclosure
Term and Termination
Survival
Remedies
Indemnification
Governing Law
Dispute Resolution
Force Majeure
Assignment
Notice
Severability
Entire Agreement
Amendment
Waiver
Insurance Requirements
Regulatory Reporting
Data Breach Notification
Audit Rights
Destruction of Information
Personnel Obligations
International Transfer
Jurisdiction
Representation and Warranties
Relevant Industries
Insurance
Financial Services
Healthcare
Technology
Professional Services
Risk Management
Consulting
Data Processing
Healthcare Technology
InsurTech
Regulatory Compliance
Financial Technology
Relevant Teams
Legal
Compliance
Risk Management
Information Security
Data Protection
Operations
Underwriting
Claims Processing
Business Development
Information Technology
Procurement
Product Development
Partner Relations
Corporate Security
Administrative Services
Relevant Roles
Chief Compliance Officer
Legal Counsel
Insurance Operations Manager
Risk Manager
Underwriting Manager
Claims Manager
Data Protection Officer
Business Development Manager
IT Security Manager
Chief Information Security Officer
Insurance Product Manager
Actuarial Manager
Partnership Manager
Procurement Manager
Contract Manager
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