The Credit Card Cancellation Letter Due To Death is an essential document used in Indian banking practice when a credit card holder passes away. It serves as the formal mechanism for notifying the card issuer and initiating the account closure process. This document is crucial for preventing unauthorized charges, protecting the deceased's estate, and ensuring proper settlement of any outstanding balances. Under Indian banking regulations, particularly RBI guidelines, banks require formal written notification and specific supporting documents to process such cancellations. The letter should be submitted by a legal heir or authorized representative of the deceased's estate, accompanied by necessary documentation such as a death certificate and proof of legal authority. This document helps facilitate the smooth transition of financial affairs following a cardholder's death while protecting both the deceased's estate and the bank's interests.

1. Sender's Information: Full name and contact details of the person writing the letter (legal heir/executor)

2. Bank's Information: Complete address of the credit card issuing bank/institution

3. Subject Line: Clear indication that this is a credit card cancellation request due to death

4. Account Details: Deceased cardholder's name and credit card account number(s)

5. Death Notification: Formal notification of the cardholder's death, including date of death

6. Cancellation Request: Explicit request to cancel the credit card and cease all charges

7. Legal Authority Statement: Statement establishing the writer's legal authority to make the request

8. Closing: Professional closing with signature and printed name