1. Security: Required if the loan is secured - details of collateral and security arrangements

2. Guarantees: Required if there are third-party guarantors for the loan

3. Insurance: Required if specific insurance coverage is mandatory for the loan

4. Tax Gross-Up: Include for corporate borrowers or where tax implications need specific handling

5. Data Protection: Extended section required for individual borrowers under GDPR

6. Joint and Several Liability: Required when there are multiple borrowers

7. Purpose: Detailed section required when loan use is restricted to specific purposes

8. Change of Control: Include for corporate borrowers to address ownership changes

9. Financial Covenants: Include for corporate borrowers or larger loans requiring financial metrics maintenance

1. Schedule 1 - Conditions Precedent: Detailed list of required documents and conditions

2. Schedule 2 - Drawdown Notice: Form of drawdown request to be used by Borrower

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable

4. Schedule 4 - Interest Calculation: Detailed methodology for interest calculation

5. Schedule 5 - Security Documents: List and copies of security documents if secured loan

6. Appendix A - Definitions: Extended definitions if too lengthy for main agreement

7. Appendix B - Form of Compliance Certificate: Template for periodic compliance reporting if required

8. Appendix C - Banking Details: Account details for disbursement and repayment