1. Security: Include when the loan is secured by any assets or guarantees

2. Guarantee: Include when there is a guarantor for the loan

3. Insurance: Include when specific insurance requirements are imposed on the borrower

4. Financial Covenants: Include for corporate borrowers where financial ratios must be maintained

5. Conditions Precedent: Include when the loan availability is subject to fulfillment of specific conditions

6. Tax Gross-Up: Include when tax implications need to be addressed explicitly

7. Set-off Rights: Include when the lender has rights to set off against other accounts

8. Joint and Several Liability: Include when there are multiple borrowers

1. Schedule 1 - Form of Drawdown Notice: Standard form for requesting drawdown of the loan

2. Schedule 2 - Repayment Schedule: If any structured repayment is agreed despite on-demand nature

3. Schedule 3 - Security Details: Details of any security or collateral if applicable

4. Schedule 4 - Conditions Precedent Documents: List of required documents and conditions if applicable

5. Schedule 5 - Form of Compliance Certificate: Standard form for periodic compliance confirmation if required

6. Appendix A - Interest Calculation Examples: Examples showing how interest is calculated

7. Appendix B - Fee Schedule: Detailed breakdown of all applicable fees and charges