The Letter of Consent for Disclosure of Credit Information is a crucial document in Hong Kong's financial ecosystem, designed to facilitate the sharing of credit information while protecting individual privacy rights. This document is required when financial institutions need to access or share an individual's credit history, typically during loan applications, credit card approvals, or other credit facilities assessments. The letter must comply with Hong Kong's Personal Data (Privacy) Ordinance, the Code of Practice on Consumer Credit Data, and relevant banking regulations. It enables credit providers to make informed lending decisions while ensuring transparent and authorized handling of personal credit data. The document is particularly important in Hong Kong's highly developed financial market, where credit information sharing between institutions is common but strictly regulated.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
Upload your Doc
1. Individual's Information: Full name, ID/passport number, and contact details of the person giving consent
2. Purpose Statement: Clear statement of the purpose for which credit information may be disclosed
3. Scope of Consent: Specific types of credit information authorized for disclosure
4. Authorized Recipients: Identity of institutions/parties authorized to receive the credit information
5. Data Privacy Statement: Reference to applicable privacy laws and individual's rights under PDPO
6. Declaration: Statement confirming voluntary consent and understanding of the disclosure implications
7. Execution: Signature block, date, and witness details if required
1. Duration of Consent: Specific time period for which the consent remains valid, used when consent is not indefinite
2. Revocation Rights: Terms under which the consent can be withdrawn, included when revocation rights are offered
3. Third Party Access: Additional provisions for sharing with other credit reference agencies, included when broader sharing is permitted
4. Special Instructions: Any specific restrictions or conditions on the use of the credit information
5. Language Declaration: Statement confirming understanding in preferred language, used for non-English/Chinese speakers
1. Schedule 1 - Types of Credit Information: Detailed list of specific credit information covered by the consent
2. Schedule 2 - Authorized Recipients: Complete list of authorized institutions and their contact details
3. Schedule 3 - Purposes of Use: Detailed description of all permitted uses of the credit information
Relevant legal definitions
Credit Information
Credit Reference Agency
Consent Provider
Authorized Recipients
Personal Data
Credit Report
Credit Facility
Financial Institution
Data Protection Principles
Permitted Purpose
Disclosure Period
Credit Data
Consumer Credit Data
Account Data
Default Data
Banking Institution
Lending Institution
Material Information
Data Subject
Privacy Commissioner
Code of Practice
Confidential Information
Credit Assessment
Personal Identifier
Credit Reference Agency
Consent Provider
Authorized Recipients
Personal Data
Credit Report
Credit Facility
Financial Institution
Data Protection Principles
Permitted Purpose
Disclosure Period
Credit Data
Consumer Credit Data
Account Data
Default Data
Banking Institution
Lending Institution
Material Information
Data Subject
Privacy Commissioner
Code of Practice
Confidential Information
Credit Assessment
Personal Identifier
Clauses
Relevant Industries
Banking
Financial Services
Consumer Finance
Insurance
Real Estate Finance
Credit Rating Services
Mortgage Services
Retail Banking
Commercial Banking
Fintech
Relevant Teams
Legal
Compliance
Credit Risk
Customer Service
Operations
Data Protection
Regulatory Affairs
Credit Assessment
Consumer Banking
Documentation
Relevant Roles
Credit Risk Manager
Compliance Officer
Legal Counsel
Privacy Officer
Credit Assessment Officer
Lending Manager
Customer Service Manager
Data Protection Officer
Risk Assessment Manager
Financial Services Manager
Regulatory Compliance Specialist
Banking Operations Manager
Find the exact document you need
Visa Authorization Letter
A formal document under Hong Kong law that provides authorization and sponsorship support for visa applications to the Hong Kong Immigration Department.
find out more
Parent Consent Letter For Passport Application
A Hong Kong-compliant formal letter providing parental authorization for a minor's passport application, including necessary identifications and authenticated signatures.
find out more
Consent Letter For Passport Application
A Hong Kong-compliant formal letter providing authorized consent for passport issuance, typically used for minors or dependent persons under Hong Kong immigration laws.
find out more
Consent Letter For Minors Travelling Abroad
A Hong Kong law-compliant authorization letter allowing minors to travel internationally with parental/guardian consent.
find out more
Parental Consent Parent Consent Letter For Passport
A Hong Kong-compliant legal document providing parental authorization for a minor's passport issuance.
find out more
Job Application Letter With Reference Person
A Hong Kong-compliant job application letter that includes professional references, structured according to local employment and privacy laws.
find out more
Agreement Consent Form
A Hong Kong-compliant consent form agreement for obtaining and documenting explicit consent for data collection, usage, and processing under Hong Kong law.
find out more
Consent Letter From Spouse For Visa
A formal letter required under Hong Kong immigration law where one spouse provides written consent for the other spouse's visa application.
find out more
Letter Of Consent For Passport
A Hong Kong-compliant formal letter providing parental authorization for a child's passport application or renewal, meeting Immigration Department requirements.
find out more
Landlord Consent Letter
A Hong Kong law-compliant document issued by a landlord granting specific permission to a tenant's request under a lease agreement.
find out more
Permission Letter From Parents
A Hong Kong-compliant formal letter from parents/guardians granting specific authorization for activities or services involving their minor child.
find out more
Consent Letter To Release Medical Information
A Hong Kong-compliant authorization letter permitting the release of specified medical information from one party to another, subject to local privacy laws and healthcare regulations.
find out more
Permission Consent Form
A Hong Kong law-governed document for obtaining and recording explicit consent for specific activities or data processing, ensuring compliance with local privacy regulations.
find out more
Parent Consent Letter For Work
A legally required consent letter under Hong Kong law authorizing employment of a minor, with parental approval and acknowledgment of employment terms.
find out more
Parent Consent Letter For Citizenship
A formal legal document used in Hong Kong where parents authorize their minor child's citizenship application, requiring official authentication under Hong Kong law.
find out more
Letter Of Consent To Get Drivers License
A formal consent letter required under Hong Kong law that authorizes an individual to obtain a driving license, typically used for minors or dependents requiring guardian permission.
find out more
Authorization Letter For Minor Passport
A Hong Kong-compliant legal document authorizing the issuance or renewal of a passport for a minor child, prepared under HKSAR regulations.
find out more
Parent Guarantee Agreement
A Hong Kong law-governed agreement where a parent company guarantees the obligations of its subsidiary, establishing direct liability for the parent company.
find out more
Letter Of Consent For Disclosure Of Credit Information
A Hong Kong-compliant authorization letter allowing financial institutions to access and share an individual's credit information under specified conditions.
find out more
Authorization Letter From Parent For Guardian
A Hong Kong-compliant legal document authorizing a designated guardian to temporarily act on behalf of parents in matters relating to child care and decision-making.
find out more
Authorization Letter For Grandparent
A Hong Kong-compliant legal document authorizing grandparents to temporarily act on behalf of parents in matters relating to their grandchild's care and welfare.
find out more
Assignment Consent Letter
A Hong Kong law-governed letter documenting consent for the assignment of contractual rights and obligations from one party to another.
find out more
Parents Consent Letter For Sports
A Hong Kong-compliant legal document providing parental authorization for children's participation in sporting activities, including medical and safety provisions.
find out more
Parental Consent Letter
A Hong Kong-compliant legal document providing parental authorization for activities or decisions involving their minor child.
find out more
Medical Consent Letter
A Hong Kong-compliant legal document recording patient consent for medical procedures, including procedure details, risks, and authorization.
find out more
Cross Purchase Agreement
A Hong Kong-law agreement establishing shareholders' rights and obligations to purchase shares from departing shareholders under specified conditions.
find out more
Consent Letter From Parents
A Hong Kong-compliant letter granting parental permission for minors to participate in specific activities or receive certain services.
find out more
Consent Letter For Visa
A formal document under Hong Kong law providing authorization and support for a visa application to the Hong Kong Immigration Department.
find out more
Consent Letter For Electricity Connection
A Hong Kong-governed consent letter authorizing electricity connection works, complying with local utility providers' requirements and the Electricity Ordinance.
find out more
Authorization Letter To Allow My Son
A Hong Kong law-governed authorization letter allowing parents to grant specific permissions regarding their child to designated parties.
find out more
Parents Consent Form For Trip
A Hong Kong-compliant legal form for obtaining parental consent for student participation in school or organization-sponsored trips and activities.
find out more
Consent Letter Of Parent Guardian
A Hong Kong-compliant legal document obtaining parental/guardian authorization for activities or services involving minors, governed by local guardianship and child protection laws.
find out more
Letter For Cancellation Of Bank Guarantee
A formal request under Hong Kong law to cancel an existing bank guarantee, including guarantee details and confirmation of fulfilled obligations.
find out more
Consent Minutes
A Hong Kong law-governed formal record of corporate decisions made by written consent without a physical meeting.
find out more
Consent Letter Of Property Owner
A Hong Kong legal document providing formal authorization from a property owner for specific activities or modifications related to their property.
find out more
Consent Letter For Credit Check
A Hong Kong-compliant authorization document that permits financial institutions to conduct credit checks on individuals through approved credit reference agencies.
find out more
Consent Letter For Building Permit
A formal consent letter required under Hong Kong law for obtaining building permits, authorizing specific construction or modification works on a property.
find out more
Authorization Letter Of Consent
A Hong Kong law-governed document that formally grants specific authority from one party to another, serving as legal evidence of consent and delegation of powers.
find out more
Letter Of Consent Mortgage
A Hong Kong legal document providing developer's consent for mortgage creation on uncompleted properties under the Consent Scheme.
find out more
Consent Letter For Use Of Premises For Business
A Hong Kong jurisdiction document granting formal permission for specific business activities to be conducted in designated premises, in compliance with local property and business regulations.
find out more
Genie’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; Genie’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)
.png)