Law of Property Act 1925: Primary legislation governing real property transactions in England and Wales, including requirements for creating legal charges over property and rules regarding mortgages and security interests

Land Registration Act 2002: Regulates the registration of charges, priority of security interests, and notice requirements for property transactions in England and Wales

Consumer Credit Act 1974: Governs consumer credit agreements, including required disclosures and cooling-off periods when the borrower is an individual rather than a business

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services, including requirements for regulated mortgage contracts and lender obligations

Bills of Exchange Act 1882: Sets out basic requirements for promissory notes, including negotiability provisions and the rights and obligations of parties

Unfair Contract Terms Act 1977: Provides restrictions on unfair terms in contracts and establishes reasonableness requirements for contractual provisions

Consumer Rights Act 2015: Establishes consumer protection measures including fairness requirements and transparency obligations for consumer borrowers

Money Laundering Regulations 2017: Sets out due diligence requirements and record-keeping obligations for financial transactions to prevent money laundering