1. Security: Include when the settlement is secured by collateral or guarantees

2. Confidentiality: Include when parties wish to keep the settlement terms confidential

3. Tax Implications: Include when there are significant tax consequences to address

4. Acceleration Clause: Include when early payment options or penalties need to be specified

5. Third-Party Rights: Include when other creditors or guarantors are affected by the settlement

6. Reporting to Credit Agencies: Include when there are specific agreements about credit reporting

7. Force Majeure: Include when parties want to address extraordinary circumstances affecting payment ability

1. Schedule 1 - Debt Calculation: Detailed breakdown of the original debt amount, including principal, interest, and any fees

2. Schedule 2 - Payment Schedule: Detailed payment plan showing all installment amounts and due dates

3. Schedule 3 - Original Debt Documentation: Copies or details of the original debt agreements or invoices

4. Appendix A - Bank Account Details: Payment instructions and bank account information for settlement payments

5. Appendix B - Security Documentation: If applicable, documentation relating to any security or guarantees

6. Appendix C - Power of Attorney: If applicable, authorization documents for representatives signing the agreement